This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, DHARWAD BRANCH branch in DHARWAD. The 11-digit IFSC IDFB0080283 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the DHARWAD BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0080283 is the IFSC of IDFC First Bank Limited's DHARWAD BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 080283 = branch identifier.
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dharwad Branch branch — IFSC IDFB0080283 — extends the bank's services to customers in and around Dharwad, Karnataka.
About this branch
The branch is located at GROUND FLOOR, SURAJ ARCADE, JAYANAGAR, 1ST CROSS, SAPTHAPUR, DHARWAD -580001. It serves the Dharwad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0080283 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Dharwad Branch |
| IFSC Code | IDFB0080283 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SURAJ ARCADE, JAYANAGAR, 1ST CROSS, SAPTHAPUR, DHARWAD -580001 |
| City | Dharwad |
| District | Dharwad |
| State | Karnataka |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's DHARWAD BRANCH branch came to be assigned the code IDFB0080283.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080283, money simply cannot be routed to the DHARWAD BRANCH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dharwad Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0080283 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDFB0080283
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080283 across all three.
How to use IFSC IDFB0080283 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's DHARWAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0080283.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as DHARWAD BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0080283
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – DHARWAD BRANCH, ensure your bank's portal accepts IFSC IDFB0080283 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited DHARWAD BRANCH (IFSC IDFB0080283)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0080283 in your mobile or internet banking app, and the money is credited to the DHARWAD BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dharwad Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080283:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHARWAD BRANCH is still linked to IFSC IDFB0080283.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0080283
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – DHARWAD BRANCH is still mapped to IFSC IDFB0080283. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0080283 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dharwad Branch branch is mapped to IFSC IDFB0080283 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080283.
Products and services
Customers walking into the Dharwad Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0080283
Online banking and IFSC IDFB0080283
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DHARWAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080283 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dharwad Branch branch sits at GROUND FLOOR, SURAJ ARCADE, JAYANAGAR, 1ST CROSS, SAPTHAPUR, DHARWAD -580001. If you are travelling from outside Dharwad, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0080283 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – DHARWAD BRANCH:
- The IFSC is exactly IDFB0080283 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and DHARWAD BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dharwad Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0080283, however, work 24x7.
Verifying IFSC IDFB0080283 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080283 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
IDFC First Bank LimitedDharwad Branch Branch
GROUND FLOOR, SURAJ ARCADE, JAYANAGAR, 1ST CROSS, SAPTHAPUR, DHARWAD -580001
Dharwad, Karnataka
Phone: 0
IFSC: IDFB0080283
Frequently asked questions
Is IFSC IDFB0080283 the same for all accounts at Dharwad Branch branch?
Yes. The IFSC IDFB0080283 is shared by every account held at IDFC First Bank Limited's Dharwad Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dharwad Branch branch but serve different purposes.
What is the phone number of IDFC First Bank Limited Dharwad Branch branch?
You can reach the branch at 0 during regular banking hours.
What is the IFSC code of IDFC First Bank Limited Dharwad Branch branch?
The IFSC code of IDFC First Bank Limited, Dharwad Branch branch is IDFB0080283. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add IDFC First Bank Limited Dharwad Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0080283, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is IDFC First Bank Limited Dharwad Branch branch located?
IDFC First Bank Limited's Dharwad Branch branch is located at GROUND FLOOR, SURAJ ARCADE, JAYANAGAR, 1ST CROSS, SAPTHAPUR, DHARWAD -580001, Dharwad, Karnataka.
Summary
The IFSC code IDFB0080283 belongs to IDFC First Bank Limited's DHARWAD BRANCH branch, located at GROUND FLOOR, SURAJ ARCADE, JAYANAGAR, 1ST CROSS, SAPTHAPUR, DHARWAD -580001 in DHARWAD, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
