Below are the complete branch details for IDFC First Bank Limited, CUTTACK CDA BRANCH branch, located in CUTTACK, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0060372. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0060372 for IDFC First Bank Limited – CUTTACK CDA BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0060372 is the IFSC of IDFC First Bank Limited's CUTTACK CDA BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 060372 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Cuttack Cda Branch |
| IFSC Code | IDFB0060372 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO. 2B/110, CDA SECTOR 9, BIDANSI, MARKET NAGAR, CUTTACK, ODISHA-753014 |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Cuttack Cda Branch branch in Cuttack, Odisha is part of this network and uses the IFSC code IDFB0060372 for all electronic settlement.
About the Cuttack Cda Branch branch
The Cuttack Cda Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, PLOT NO. 2B/110, CDA SECTOR 9, BIDANSI, MARKET NAGAR, CUTTACK, ODISHA-753014. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0060372 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CUTTACK CDA BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0060372 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0060372 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0060372
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0060372 across all three.
NEFT to IDFC First Bank Limited, CUTTACK CDA BRANCH using IFSC IDFB0060372
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0060372, and confirm that the system picks up IDFC First Bank Limited – CUTTACK CDA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CUTTACK CDA BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's CUTTACK CDA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0060372 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – CUTTACK CDA BRANCH, use IMPS. With IFSC IDFB0060372 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0060372 for IDFC First Bank Limited – CUTTACK CDA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0060372 | Yes – IDFB0060372 | Yes – IDFB0060372 |
For most retail customers crediting the Cuttack Cda Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0060372
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – CUTTACK CDA BRANCH is still mapped to IFSC IDFB0060372. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0060372 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Cuttack Cda Branch branch is mapped to IFSC IDFB0060372 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0060372.
Banking services available
The Cuttack Cda Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0060372
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0060372 and the account number together uniquely identify the Cuttack Cda Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDFB0060372
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CUTTACK CDA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0060372 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDFB0060372
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – CUTTACK CDA BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0060372. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Cuttack Cda Branch branch sits at GROUND FLOOR, PLOT NO. 2B/110, CDA SECTOR 9, BIDANSI, MARKET NAGAR, CUTTACK, ODISHA-753014. If you are travelling from outside Cuttack, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0060372 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0060372 for IDFC First Bank Limited – CUTTACK CDA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Cuttack Cda Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0060372 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedCuttack Cda Branch Branch
GROUND FLOOR, PLOT NO. 2B/110, CDA SECTOR 9, BIDANSI, MARKET NAGAR, CUTTACK, ODISHA-753014
Cuttack, Odisha
Phone: the branch contact number
IFSC: IDFB0060372
Frequently asked questions
Does IDFC First Bank Limited Cuttack Cda Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is IDFC First Bank Limited Cuttack Cda Branch branch located?
IDFC First Bank Limited's Cuttack Cda Branch branch is located at GROUND FLOOR, PLOT NO. 2B/110, CDA SECTOR 9, BIDANSI, MARKET NAGAR, CUTTACK, ODISHA-753014, Cuttack, Odisha.
Can I use IFSC IDFB0060372 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0060372 to send funds instantly.
How quickly will an NEFT transfer using IDFB0060372 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Cuttack Cda Branch reflect within 30 minutes.
What is the IFSC code of IDFC First Bank Limited Cuttack Cda Branch branch?
The IFSC code of IDFC First Bank Limited, Cuttack Cda Branch branch is IDFB0060372. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Cuttack Cda Branch branch but serve different purposes.
What is the phone number of IDFC First Bank Limited Cuttack Cda Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code IDFB0060372 belongs to IDFC First Bank Limited's CUTTACK CDA BRANCH branch, located at GROUND FLOOR, PLOT NO. 2B/110, CDA SECTOR 9, BIDANSI, MARKET NAGAR, CUTTACK,… in CUTTACK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
