Use this page as a one-stop reference for everything related to IDFC First Bank Limited's CHOUDWAR BRANCH branch in CHOUDWAR, ODISHA. The branch's IFSC code IDFB0060366 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0060366 is the IFSC of IDFC First Bank Limited's CHOUDWAR BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 060366 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Choudwar Branch |
| IFSC Code | IDFB0060366 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO. 945/2980, KHATA NO.859/46, BAYA NIKETAN, SHIVANAND MARG, KAPALESHWAR, CHOUDWAR-754025, TOLL FREE NO.- 18004194332 |
| City | Choudwar |
| District | Cuttack |
| State | Odisha |
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Choudwar Branch branch in Choudwar, Odisha is part of this network and uses the IFSC code IDFB0060366 for all electronic settlement.
Choudwar Branch branch overview
Located at GROUND FLOOR, PLOT NO. 945/2980, KHATA NO.859/46, BAYA NIKETAN, SHIVANAND MARG, KAPALESHWAR, CHOUDWAR-754025, TOLL FREE NO.- 18004194332, the Choudwar Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0060366 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's CHOUDWAR BRANCH branch came to be assigned the code IDFB0060366.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0060366, money simply cannot be routed to the CHOUDWAR BRANCH branch electronically.
How to transfer money using IFSC IDFB0060366
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0060366 across all three.
How to use IFSC IDFB0060366 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's CHOUDWAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0060366.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as CHOUDWAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0060366
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – CHOUDWAR BRANCH, ensure your bank's portal accepts IFSC IDFB0060366 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited CHOUDWAR BRANCH (IFSC IDFB0060366)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0060366 in your mobile or internet banking app, and the money is credited to the CHOUDWAR BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Choudwar Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0060366:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHOUDWAR BRANCH is still linked to IFSC IDFB0060366.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0060366
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – CHOUDWAR BRANCH is still mapped to IFSC IDFB0060366. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0060366 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Choudwar Branch branch is mapped to IFSC IDFB0060366 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0060366.
Products and services
Customers walking into the Choudwar Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0060366
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0060366 and the account number together uniquely identify the Choudwar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDFB0060366
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHOUDWAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0060366 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – CHOUDWAR BRANCH:
- The IFSC is exactly IDFB0060366 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and CHOUDWAR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Choudwar Branch branch
The branch is located at GROUND FLOOR, PLOT NO. 945/2980, KHATA NO.859/46, BAYA NIKETAN, SHIVANAND MARG, KAPALESHWAR, CHOUDWAR-754025, TOLL FREE NO.- 18004194332, which puts it inside Choudwar, the broader Cuttack district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Choudwar Branch branch” — the verified location pin for IFSC IDFB0060366 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0060366 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0060366 for IDFC First Bank Limited – CHOUDWAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Choudwar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0060366, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedChoudwar Branch Branch
GROUND FLOOR, PLOT NO. 945/2980, KHATA NO.859/46, BAYA NIKETAN, SHIVANAND MARG, KAPALESHWAR, CHOUDWAR-754025, TOLL FREE NO.- 18004194332
Choudwar, Odisha
Phone: the branch contact number
IFSC: IDFB0060366
Frequently asked questions
Is IFSC IDFB0060366 valid for NEFT and RTGS?
Yes. IFSC IDFB0060366 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDFB0060366 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Choudwar Branch reflect within 30 minutes.
How do I add IDFC First Bank Limited Choudwar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0060366, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Choudwar Branch branch?
The IFSC code of IDFC First Bank Limited, Choudwar Branch branch is IDFB0060366. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of IDFC First Bank Limited Choudwar Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is IDFC First Bank Limited Choudwar Branch branch located?
IDFC First Bank Limited's Choudwar Branch branch is located at GROUND FLOOR, PLOT NO. 945/2980, KHATA NO.859/46, BAYA NIKETAN, SHIVANAND MARG, KAPALESHWAR, CHOUDWAR-754025, TOLL FREE NO.- 18004194332, Choudwar, Odisha.
Summary
The IFSC code IDFB0060366 belongs to IDFC First Bank Limited's CHOUDWAR BRANCH branch, located at GROUND FLOOR, PLOT NO. 945/2980, KHATA NO.859/46, BAYA NIKETAN, SHIVANAND… in CHOUDWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
