If you are searching for the IFSC code of IDFC First Bank Limited, CHIKKODI BRANCH branch in CHIKKODI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IDFB0080251. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHIKKODI BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0080251 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – CHIKKODI BRANCH is IDFB0080251. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 080251 map to this branch in CHIKKODI, KARNATAKA.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Chikkodi Branch |
| IFSC Code | IDFB0080251 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHAVAN PLAZA, -1, R K COLONY,NEAR GOVT HOSPITAL,CHIKODI, BELGAVI DISTRICT, KARNATAKA- 591201, TOLL FREE NO 1800 419 8332 |
| City | Chikkodi |
| District | Belgaum |
| State | Karnataka |
| STD Code | 0 |
| Phone | 0 |
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chikkodi Branch branch in Chikkodi, Karnataka is part of this network and uses the IFSC code IDFB0080251 for all electronic settlement.
About this branch
The branch is located at CHAVAN PLAZA, -1, R K COLONY,NEAR GOVT HOSPITAL,CHIKODI, BELGAVI DISTRICT, KARNATAKA- 591201, TOLL FREE NO 1800 419 8332. It serves the Chikkodi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0080251 is used to identify this branch on the RBI payments network.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIKKODI BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0080251 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0080251 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0080251
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080251 across all three.
How to use IFSC IDFB0080251 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's CHIKKODI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0080251.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as CHIKKODI BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHIKKODI BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's CHIKKODI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0080251 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – CHIKKODI BRANCH, use IMPS. With IFSC IDFB0080251 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chikkodi Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080251:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHIKKODI BRANCH is still linked to IFSC IDFB0080251.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's CHIKKODI BRANCH branch, the IFSC IDFB0080251 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chikkodi Branch branch is mapped to IFSC IDFB0080251 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080251.
Products and services
Customers walking into the Chikkodi Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0080251
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0080251 and the account number together uniquely identify the Chikkodi Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chikkodi Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0080251 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDFB0080251
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – CHIKKODI BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0080251. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chikkodi Branch branch
The branch is located at CHAVAN PLAZA, -1, R K COLONY,NEAR GOVT HOSPITAL,CHIKODI, BELGAVI DISTRICT, KARNATAKA- 591201, TOLL FREE NO 1800 419 8332, which puts it inside Chikkodi, the broader Belgaum district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Chikkodi Branch branch” — the verified location pin for IFSC IDFB0080251 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0080251 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0080251 for IDFC First Bank Limited – CHIKKODI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chikkodi Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0080251 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedChikkodi Branch Branch
CHAVAN PLAZA, -1, R K COLONY,NEAR GOVT HOSPITAL,CHIKODI, BELGAVI DISTRICT, KARNATAKA- 591201, TOLL FREE NO 1800 419 8332
Chikkodi, Karnataka
Phone: 0
IFSC: IDFB0080251
Frequently asked questions
What is the phone number of IDFC First Bank Limited Chikkodi Branch branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC IDFB0080251 valid for NEFT and RTGS?
Yes. IFSC IDFB0080251 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDFC First Bank Limited Chikkodi Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
How do I add IDFC First Bank Limited Chikkodi Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0080251, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0080251 the same for all accounts at Chikkodi Branch branch?
Yes. The IFSC IDFB0080251 is shared by every account held at IDFC First Bank Limited's Chikkodi Branch branch. Only the account number changes from customer to customer.
Where is IDFC First Bank Limited Chikkodi Branch branch located?
IDFC First Bank Limited's Chikkodi Branch branch is located at CHAVAN PLAZA, -1, R K COLONY,NEAR GOVT HOSPITAL,CHIKODI, BELGAVI DISTRICT, KARNATAKA- 591201, TOLL FREE NO 1800 419 8332, Chikkodi, Karnataka.
How quickly will an NEFT transfer using IDFB0080251 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Chikkodi Branch reflect within 30 minutes.
Final notes
To recap: IDFB0080251 is the IFSC code of IDFC First Bank Limited, CHIKKODI BRANCH branch, in CHIKKODI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
