IFSC Code of IDFC First Bank Limited, Chennai-Gn Chetty Road Branch Branch, Tamil Nadu

Below are the complete branch details for IDFC First Bank Limited, CHENNAI-GN CHETTY ROAD BRANCH branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0080145. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0080145 for IDFC First Bank Limited – CHENNAI-GN CHETTY ROAD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDFB0080145 is the IFSC of IDFC First Bank Limited's CHENNAI-GN CHETTY ROAD BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 080145 = branch identifier.

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chennai-Gn Chetty Road Branch branch — IFSC IDFB0080145 — extends the bank's services to customers in and around Chennai, Tamil Nadu.

Branch details at a glance

Chennai-Gn Chetty Road Branch branch overview

Located at GROUND FLOOR,124,FLAT NO.G1,STERLING POINT,GOPATHY NARAYANSWAMY CHETTY ROAD,T.NAGAR,CHENNAI,TAMIL NADU, PIN - 600017, TOLLFREE NUMBER-18004194332., the Chennai-Gn Chetty Road Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0080145 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's CHENNAI-GN CHETTY ROAD BRANCH branch came to be assigned the code IDFB0080145.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080145, money simply cannot be routed to the CHENNAI-GN CHETTY ROAD BRANCH branch electronically.

Products and account variants supported

Every account opened at the Chennai-Gn Chetty Road Branch branch is mapped to IFSC IDFB0080145 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0080145.

Banking services available

The Chennai-Gn Chetty Road Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0080145

How to transfer money using IFSC IDFB0080145

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080145 across all three.

NEFT to IDFC First Bank Limited, CHENNAI-GN CHETTY ROAD BRANCH using IFSC IDFB0080145

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0080145, and confirm that the system picks up IDFC First Bank Limited – CHENNAI-GN CHETTY ROAD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDFB0080145

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – CHENNAI-GN CHETTY ROAD BRANCH, ensure your bank's portal accepts IFSC IDFB0080145 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited CHENNAI-GN CHETTY ROAD BRANCH (IFSC IDFB0080145)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0080145 in your mobile or internet banking app, and the money is credited to the CHENNAI-GN CHETTY ROAD BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chennai-Gn Chetty Road Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080145:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHENNAI-GN CHETTY ROAD BRANCH is still linked to IFSC IDFB0080145.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's CHENNAI-GN CHETTY ROAD BRANCH branch, the IFSC IDFB0080145 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDFB0080145

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHENNAI-GN CHETTY ROAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080145 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0080145 and the account number together uniquely identify the Chennai-Gn Chetty Road Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IDFB0080145

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – CHENNAI-GN CHETTY ROAD BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0080145.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Chennai-Gn Chetty Road Branch branch sits at GROUND FLOOR,124,FLAT NO.G1,STERLING POINT,GOPATHY NARAYANSWAMY CHETTY ROAD,T.NAGAR,CHENNAI,TAMIL NADU, PIN - 600017, TOLLFREE NUMBER-18004194332.. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0080145 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0080145 for IDFC First Bank Limited – CHENNAI-GN CHETTY ROAD BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chennai-Gn Chetty Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0080145 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0080145 belongs to IDFC First Bank Limited's CHENNAI-GN CHETTY ROAD BRANCH branch, located at GROUND FLOOR,124,FLAT NO.G1,STERLING POINT,GOPATHY NARAYANSWAMY CHETTY… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.