IFSC Code of IDFC First Bank Limited, Chandigarh Sector Twenty Seven Branch Branch, Chandigarh

If you are searching for the IFSC code of IDFC First Bank Limited, CHANDIGARH SECTOR TWENTY SEVEN BRANCH branch in CHANDIGARH, CHANDIGARH, this page has every detail you need. The verified IFSC code for this branch is IDFB0021222. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANDIGARH SECTOR TWENTY SEVEN BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0021222 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDFB0021222 is the IFSC of IDFC First Bank Limited's CHANDIGARH SECTOR TWENTY SEVEN BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 021222 = branch identifier.

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chandigarh Sector Twenty Seven Branch branch in Chandigarh, Chandigarh is part of this network and uses the IFSC code IDFB0021222 for all electronic settlement.

Branch details at a glance

Chandigarh Sector Twenty Seven Branch branch overview

Located at GROUND FLOOR AND FIRST FLOOR, SCO 29, SEC 27 C CHANDIGARH 160019, the Chandigarh Sector Twenty Seven Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0021222 is required for all interbank electronic transfers routed through this branch.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDIGARH SECTOR TWENTY SEVEN BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0021222 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0021222 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Chandigarh Sector Twenty Seven Branch branch

Once you have an account at IDFC First Bank Limited – CHANDIGARH SECTOR TWENTY SEVEN BRANCH, the IFSC IDFB0021222 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chandigarh Sector Twenty Seven Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0021222

How to transfer money using IFSC IDFB0021222

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021222 across all three.

How to use IFSC IDFB0021222 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's CHANDIGARH SECTOR TWENTY SEVEN BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0021222.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as CHANDIGARH SECTOR TWENTY SEVEN BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHANDIGARH SECTOR TWENTY SEVEN BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's CHANDIGARH SECTOR TWENTY SEVEN BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0021222 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – CHANDIGARH SECTOR TWENTY SEVEN BRANCH, use IMPS. With IFSC IDFB0021222 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Chandigarh Sector Twenty Seven Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021222:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHANDIGARH SECTOR TWENTY SEVEN BRANCH is still linked to IFSC IDFB0021222.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0021222

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – CHANDIGARH SECTOR TWENTY SEVEN BRANCH is still mapped to IFSC IDFB0021222. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021222 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Chandigarh Sector Twenty Seven Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0021222 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Chandigarh Sector Twenty Seven Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0021222 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – CHANDIGARH SECTOR TWENTY SEVEN BRANCH:

• The IFSC is exactly IDFB0021222 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and CHANDIGARH SECTOR TWENTY SEVEN BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chandigarh Sector Twenty Seven Branch branch sits at GROUND FLOOR AND FIRST FLOOR, SCO 29, SEC 27 C CHANDIGARH 160019. If you are travelling from outside Chandigarh, search for the branch on a maps application using the bank name and locality, or call 180010888 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021222 and your account number.

Verifying IFSC IDFB0021222 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0021222 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 180010888.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Chandigarh Sector Twenty Seven Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021222 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0021222 is the IFSC code of IDFC First Bank Limited, CHANDIGARH SECTOR TWENTY SEVEN BRANCH branch, in CHANDIGARH, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.