Below are the complete branch details for IDFC First Bank Limited, CHALISGAON BRANCH branch, located in CHALISGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0043544. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0043544 for IDFC First Bank Limited – CHALISGAON BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's CHALISGAON BRANCH branch, the IFSC IDFB0043544 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 043544 identifies this particular branch.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chalisgaon Branch branch in Chalisgaon, Maharashtra is part of this network and uses the IFSC code IDFB0043544 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, PLOT NO.295, MAHATMA JYOTIBA PHULE COOPERATIVE HOUSING SOCIETY, TAL. CHALISGAON, DIST. JALGAON, MAHARASHTRA-424101, TOLL FREE NO.- 18004194332. It serves the Chalisgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0043544 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Chalisgaon Branch |
| IFSC Code | IDFB0043544 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO.295, MAHATMA JYOTIBA PHULE COOPERATIVE HOUSING SOCIETY, TAL. CHALISGAON, DIST. JALGAON, MAHARASHTRA-424101, TOLL FREE NO.- 18004194332 |
| City | Chalisgaon |
| District | Jalgaon |
| State | Maharashtra |
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHALISGAON BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0043544 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0043544 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Chalisgaon Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0043544 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDFB0043544
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0043544 across all three.
How to use IFSC IDFB0043544 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's CHALISGAON BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0043544.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as CHALISGAON BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0043544
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – CHALISGAON BRANCH, ensure your bank's portal accepts IFSC IDFB0043544 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – CHALISGAON BRANCH, use IMPS. With IFSC IDFB0043544 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0043544 for IDFC First Bank Limited – CHALISGAON BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0043544 | Yes – IDFB0043544 | Yes – IDFB0043544 |
For most retail customers crediting the Chalisgaon Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0043544
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – CHALISGAON BRANCH is still mapped to IFSC IDFB0043544. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0043544 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chalisgaon Branch branch is mapped to IFSC IDFB0043544 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0043544.
Banking services available
The Chalisgaon Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0043544
Online banking and IFSC IDFB0043544
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHALISGAON BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0043544 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chalisgaon Branch branch sits at GROUND FLOOR, PLOT NO.295, MAHATMA JYOTIBA PHULE COOPERATIVE HOUSING SOCIETY, TAL. CHALISGAON, DIST. JALGAON, MAHARASHTRA-424101, TOLL FREE NO.- 18004194332. If you are travelling from outside Chalisgaon, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0043544 and your account number.
Common mistakes to avoid when using IFSC IDFB0043544
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – CHALISGAON BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0043544. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Chalisgaon Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0043544 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0043544 for IDFC First Bank Limited – CHALISGAON BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDFC First Bank LimitedChalisgaon Branch Branch
GROUND FLOOR, PLOT NO.295, MAHATMA JYOTIBA PHULE COOPERATIVE HOUSING SOCIETY, TAL. CHALISGAON, DIST. JALGAON, MAHARASHTRA-424101, TOLL FREE NO.- 18004194332
Chalisgaon, Maharashtra
Phone: the branch contact number
IFSC: IDFB0043544
Frequently asked questions
How do I add IDFC First Bank Limited Chalisgaon Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0043544, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDFC First Bank Limited Chalisgaon Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC IDFB0043544 the same for all accounts at Chalisgaon Branch branch?
Yes. The IFSC IDFB0043544 is shared by every account held at IDFC First Bank Limited's Chalisgaon Branch branch. Only the account number changes from customer to customer.
Is IFSC IDFB0043544 valid for NEFT and RTGS?
Yes. IFSC IDFB0043544 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is IDFC First Bank Limited Chalisgaon Branch branch located?
IDFC First Bank Limited's Chalisgaon Branch branch is located at GROUND FLOOR, PLOT NO.295, MAHATMA JYOTIBA PHULE COOPERATIVE HOUSING SOCIETY, TAL. CHALISGAON, DIST. JALGAON, MAHARASHTRA-424101, TOLL FREE NO.- 18004194332, Chalisgaon, Maharashtra.
Does IDFC First Bank Limited Chalisgaon Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of IDFC First Bank Limited Chalisgaon Branch branch?
The IFSC code of IDFC First Bank Limited, Chalisgaon Branch branch is IDFB0043544. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDFB0043544 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Chalisgaon Branch reflect within 30 minutes.
Final notes
To recap: IDFB0043544 is the IFSC code of IDFC First Bank Limited, CHALISGAON BRANCH branch, in CHALISGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
