IFSC Code of IDFC First Bank Limited, Budhi Barlai Branch Branch, Madhya Pradesh

If you are searching for the IFSC code of IDFC First Bank Limited, BUDHI BARLAI BRANCH branch in BUDHI BARLAI, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0041263. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BUDHI BARLAI BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0041263 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDFB0041263 is the IFSC of IDFC First Bank Limited's BUDHI BARLAI BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 041263 = branch identifier.

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Budhi Barlai Branch branch — IFSC IDFB0041263 — extends the bank's services to customers in and around Budhi Barlai, Madhya Pradesh.

Branch details at a glance

Budhi Barlai Branch branch overview

Located at GROUND FLOOR 1005 VILLAGE BUDHI BARLAI , SHIPRA, TOLL FREE NO 1800 419 8332, the Budhi Barlai Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0041263 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's BUDHI BARLAI BRANCH branch came to be assigned the code IDFB0041263.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0041263, money simply cannot be routed to the BUDHI BARLAI BRANCH branch electronically.

Products and account variants supported

Every account opened at the Budhi Barlai Branch branch is mapped to IFSC IDFB0041263 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0041263.

Banking services available

The Budhi Barlai Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0041263

How to transfer money using IFSC IDFB0041263

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0041263 across all three.

NEFT to IDFC First Bank Limited, BUDHI BARLAI BRANCH using IFSC IDFB0041263

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0041263, and confirm that the system picks up IDFC First Bank Limited – BUDHI BARLAI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BUDHI BARLAI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's BUDHI BARLAI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0041263 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – BUDHI BARLAI BRANCH, use IMPS. With IFSC IDFB0041263 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0041263 for IDFC First Bank Limited – BUDHI BARLAI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Budhi Barlai Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDFB0041263

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BUDHI BARLAI BRANCH is still mapped to IFSC IDFB0041263. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0041263 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDFB0041263

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BUDHI BARLAI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0041263 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Budhi Barlai Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0041263 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BUDHI BARLAI BRANCH:

• The IFSC is exactly IDFB0041263 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and BUDHI BARLAI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Budhi Barlai Branch branch

The branch is located at GROUND FLOOR 1005 VILLAGE BUDHI BARLAI , SHIPRA, TOLL FREE NO 1800 419 8332, which puts it inside Budhi Barlai, the broader Indore district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Budhi Barlai Branch branch” — the verified location pin for IFSC IDFB0041263 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0041263 and your account number.

Verifying IFSC IDFB0041263 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0041263 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Budhi Barlai Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0041263 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0041263 belongs to IDFC First Bank Limited's BUDHI BARLAI BRANCH branch, located at GROUND FLOOR 1005 VILLAGE BUDHI BARLAI , SHIPRA, TOLL FREE NO 1800 419 8332 in BUDHI BARLAI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.