IFSC Code of IDFC First Bank Limited, Bhubaneshwar-Nayapalli Branch Branch, Odisha

Below are the complete branch details for IDFC First Bank Limited, BHUBANESHWAR-NAYAPALLI BRANCH branch, located in BHUBANESHWAR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0060625. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0060625 for IDFC First Bank Limited – BHUBANESHWAR-NAYAPALLI BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's BHUBANESHWAR-NAYAPALLI BRANCH branch, the IFSC IDFB0060625 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 060625 identifies this particular branch.

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhubaneshwar-Nayapalli Branch branch in Bhubaneshwar, Odisha is part of this network and uses the IFSC code IDFB0060625 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR,PNO.369/4305,JAYADEV VIHAR,NAYAPALLI,THANA-NEW CAPITAL,KHORDHA,BHUBANESHWAR,ODISHA-751013 TOLL FREE NUMBER-18004194332. It serves the Bhubaneshwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0060625 is used to identify this branch on the RBI payments network.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHUBANESHWAR-NAYAPALLI BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0060625 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0060625 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Bhubaneshwar-Nayapalli Branch branch

Once you have an account at IDFC First Bank Limited – BHUBANESHWAR-NAYAPALLI BRANCH, the IFSC IDFB0060625 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bhubaneshwar-Nayapalli Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0060625

How to transfer money using IFSC IDFB0060625

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0060625 across all three.

NEFT to IDFC First Bank Limited, BHUBANESHWAR-NAYAPALLI BRANCH using IFSC IDFB0060625

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0060625, and confirm that the system picks up IDFC First Bank Limited – BHUBANESHWAR-NAYAPALLI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHUBANESHWAR-NAYAPALLI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's BHUBANESHWAR-NAYAPALLI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0060625 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited BHUBANESHWAR-NAYAPALLI BRANCH (IFSC IDFB0060625)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0060625 in your mobile or internet banking app, and the money is credited to the BHUBANESHWAR-NAYAPALLI BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bhubaneshwar-Nayapalli Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0060625:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHUBANESHWAR-NAYAPALLI BRANCH is still linked to IFSC IDFB0060625.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0060625

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BHUBANESHWAR-NAYAPALLI BRANCH is still mapped to IFSC IDFB0060625. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0060625 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDFB0060625

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHUBANESHWAR-NAYAPALLI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0060625 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0060625 and the account number together uniquely identify the Bhubaneshwar-Nayapalli Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BHUBANESHWAR-NAYAPALLI BRANCH:

• The IFSC is exactly IDFB0060625 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and BHUBANESHWAR-NAYAPALLI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhubaneshwar-Nayapalli Branch branch sits at GROUND FLOOR,PNO.369/4305,JAYADEV VIHAR,NAYAPALLI,THANA-NEW CAPITAL,KHORDHA,BHUBANESHWAR,ODISHA-751013 TOLL FREE NUMBER-18004194332. If you are travelling from outside Bhubaneshwar, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0060625 and your account number.

Verifying IFSC IDFB0060625 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0060625 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhubaneshwar-Nayapalli Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0060625, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0060625 belongs to IDFC First Bank Limited's BHUBANESHWAR-NAYAPALLI BRANCH branch, located at GROUND FLOOR,PNO.369/4305,JAYADEV VIHAR,NAYAPALLI,THANA-NEW… in BHUBANESHWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.