If you are searching for the IFSC code of IDFC First Bank Limited, BHIKANGAON branch in BHIKANGAON, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDFB0041324. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHIKANGAON branch, and detailed step-by-step guides for using the IFSC IDFB0041324 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0041324 is the IFSC of IDFC First Bank Limited's BHIKANGAON branch. The format is fixed: IDFB = bank code, 0 = reserved, 041324 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Bhikangaon |
| IFSC Code | IDFB0041324 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SURVEY NO. 24-5, GROUND & UPPER GROUND, STREET NO.15, PLOT NO. 10, OPP, BUS STAND, TOWN BHIKANGAON, TEHSIL BHIKANGAON, DISTT. KHARGONE, MADHYA PRADESH - 451331, TOLL FREE NO 1800 419 8332 |
| City | Bhikangaon |
| District | Khargone |
| State | Madhya Pradesh |
| STD Code | 0 |
| Phone | 0 |
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhikangaon branch — IFSC IDFB0041324 — extends the bank's services to customers in and around Bhikangaon, Madhya Pradesh.
About the Bhikangaon branch
The Bhikangaon branch of IDFC First Bank Limited is situated at SURVEY NO. 24-5, GROUND & UPPER GROUND, STREET NO.15, PLOT NO. 10, OPP, BUS STAND, TOWN BHIKANGAON, TEHSIL BHIKANGAON, DISTT. KHARGONE, MADHYA PRADESH - 451331, TOLL FREE NO 1800 419 8332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0041324 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHIKANGAON of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0041324 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0041324 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0041324
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0041324 across all three.
How to use IFSC IDFB0041324 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's BHIKANGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0041324.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as BHIKANGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0041324
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BHIKANGAON, ensure your bank's portal accepts IFSC IDFB0041324 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited BHIKANGAON (IFSC IDFB0041324)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0041324 in your mobile or internet banking app, and the money is credited to the BHIKANGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0041324 for IDFC First Bank Limited – BHIKANGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0041324 | Yes – IDFB0041324 | Yes – IDFB0041324 |
For most retail customers crediting the Bhikangaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0041324
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BHIKANGAON is still mapped to IFSC IDFB0041324. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0041324 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bhikangaon branch is mapped to IFSC IDFB0041324 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0041324.
Products and services
Customers walking into the Bhikangaon branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0041324
MICR & cheque-truncation details
Cheques drawn on the Bhikangaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0041324 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDFB0041324
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHIKANGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0041324 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BHIKANGAON:
- The IFSC is exactly IDFB0041324 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and BHIKANGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhikangaon branch sits at SURVEY NO. 24-5, GROUND & UPPER GROUND, STREET NO.15, PLOT NO. 10, OPP, BUS STAND, TOWN BHIKANGAON, TEHSIL BHIKANGAON, DISTT. KHARGONE, MADHYA PRADESH - 451331, TOLL FREE NO 1800 419 8332. If you are travelling from outside Bhikangaon, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0041324 and your account number.
Verifying IFSC IDFB0041324 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0041324 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bhikangaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0041324 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedBhikangaon Branch
SURVEY NO. 24-5, GROUND & UPPER GROUND, STREET NO.15, PLOT NO. 10, OPP, BUS STAND, TOWN BHIKANGAON, TEHSIL BHIKANGAON, DISTT. KHARGONE, MADHYA PRADESH - 451331, TOLL FREE NO 1800 419 8332
Bhikangaon, Madhya Pradesh
Phone: 0
IFSC: IDFB0041324
Frequently asked questions
How do I add IDFC First Bank Limited Bhikangaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0041324, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Bhikangaon branch?
The IFSC code of IDFC First Bank Limited, Bhikangaon branch is IDFB0041324. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDFC First Bank Limited Bhikangaon branch located?
IDFC First Bank Limited's Bhikangaon branch is located at SURVEY NO. 24-5, GROUND & UPPER GROUND, STREET NO.15, PLOT NO. 10, OPP, BUS STAND, TOWN BHIKANGAON, TEHSIL BHIKANGAON, DISTT. KHARGONE, MADHYA PRADESH - 451331, TOLL FREE NO 1800 419 8332, Bhikangaon, Madhya Pradesh.
What is the phone number of IDFC First Bank Limited Bhikangaon branch?
You can reach the branch at 0 during regular banking hours.
Does IDFC First Bank Limited Bhikangaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Can I use IFSC IDFB0041324 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0041324 to send funds instantly.
Is IFSC IDFB0041324 the same for all accounts at Bhikangaon branch?
Yes. The IFSC IDFB0041324 is shared by every account held at IDFC First Bank Limited's Bhikangaon branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDFB0041324 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Bhikangaon reflect within 30 minutes.
Final notes
To recap: IDFB0041324 is the IFSC code of IDFC First Bank Limited, BHIKANGAON branch, in BHIKANGAON, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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