IFSC Code of IDFC First Bank Limited, Bengaluru Kogilu Main Road Branch Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, BENGALURU KOGILU MAIN ROAD BRANCH branch in BENGALURU. The 11-digit IFSC IDFB0081778 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the BENGALURU KOGILU MAIN ROAD BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – BENGALURU KOGILU MAIN ROAD BRANCH is IDFB0081778. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 081778 map to this branch in BENGALURU, KARNATAKA.

Branch details at a glance

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bengaluru Kogilu Main Road Branch branch — IFSC IDFB0081778 — extends the bank's services to customers in and around Bengaluru, Karnataka.

About the Bengaluru Kogilu Main Road Branch branch

The Bengaluru Kogilu Main Road Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR 955/6 KOGILU MAIN ROAD MARUTHI NAGAR PAPAIAH LAYOUT YELAHANKA TOWN BANGALORE NORTH BENGALURU KARNATAKA 560064. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0081778 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's BENGALURU KOGILU MAIN ROAD BRANCH branch came to be assigned the code IDFB0081778.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0081778, money simply cannot be routed to the BENGALURU KOGILU MAIN ROAD BRANCH branch electronically.

How to transfer money using IFSC IDFB0081778

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0081778 across all three.

How to use IFSC IDFB0081778 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's BENGALURU KOGILU MAIN ROAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0081778.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as BENGALURU KOGILU MAIN ROAD BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IDFB0081778

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BENGALURU KOGILU MAIN ROAD BRANCH, ensure your bank's portal accepts IFSC IDFB0081778 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited BENGALURU KOGILU MAIN ROAD BRANCH (IFSC IDFB0081778)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0081778 in your mobile or internet banking app, and the money is credited to the BENGALURU KOGILU MAIN ROAD BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0081778 for IDFC First Bank Limited – BENGALURU KOGILU MAIN ROAD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bengaluru Kogilu Main Road Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's BENGALURU KOGILU MAIN ROAD BRANCH branch, the IFSC IDFB0081778 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bengaluru Kogilu Main Road Branch branch

Once you have an account at IDFC First Bank Limited – BENGALURU KOGILU MAIN ROAD BRANCH, the IFSC IDFB0081778 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bengaluru Kogilu Main Road Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 180010888.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0081778

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0081778 and the account number together uniquely identify the Bengaluru Kogilu Main Road Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDFB0081778

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BENGALURU KOGILU MAIN ROAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0081778 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BENGALURU KOGILU MAIN ROAD BRANCH:

• The IFSC is exactly IDFB0081778 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and BENGALURU KOGILU MAIN ROAD BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bengaluru Kogilu Main Road Branch branch sits at GROUND FLOOR 955/6 KOGILU MAIN ROAD MARUTHI NAGAR PAPAIAH LAYOUT YELAHANKA TOWN BANGALORE NORTH BENGALURU KARNATAKA 560064. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 180010888 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0081778 and your account number.

Verifying IFSC IDFB0081778 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0081778 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 180010888.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bengaluru Kogilu Main Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0081778 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0081778 is the IFSC code of IDFC First Bank Limited, BENGALURU KOGILU MAIN ROAD BRANCH branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.