If you are searching for the IFSC code of IDFC First Bank Limited, BENGALURU - HEGDE NAGAR BRANCH branch in BENGALURU, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IDFB0081776. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BENGALURU - HEGDE NAGAR BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0081776 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0081776 is the IFSC of IDFC First Bank Limited's BENGALURU - HEGDE NAGAR BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 081776 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Bengaluru - Hegde Nagar Branch |
| IFSC Code | IDFB0081776 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,I II III, V VI VIII, MCECHS LAYOUT, DR. SHIVRAM KARANTH LAYOUT, YELAHANKA HOBLI, BYATARAYANAPURA, HEGDE NAGAR, BENGALURU, KARNATAKA |
| City | Bengaluru |
| District | Bengaluru Urban |
| State | Karnataka |
| STD Code | 0 |
| Phone | 180010888 |
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Bengaluru - Hegde Nagar Branch branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0081776.
About this branch
The branch is located at GROUND FLOOR,I II III, V VI VIII, MCECHS LAYOUT, DR. SHIVRAM KARANTH LAYOUT, YELAHANKA HOBLI, BYATARAYANAPURA, HEGDE NAGAR, BENGALURU, KARNATAKA. It serves the Bengaluru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0081776 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's BENGALURU - HEGDE NAGAR BRANCH branch came to be assigned the code IDFB0081776.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0081776, money simply cannot be routed to the BENGALURU - HEGDE NAGAR BRANCH branch electronically.
How to transfer money using IFSC IDFB0081776
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0081776 across all three.
How to use IFSC IDFB0081776 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's BENGALURU - HEGDE NAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0081776.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as BENGALURU - HEGDE NAGAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0081776
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BENGALURU - HEGDE NAGAR BRANCH, ensure your bank's portal accepts IFSC IDFB0081776 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited BENGALURU - HEGDE NAGAR BRANCH (IFSC IDFB0081776)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0081776 in your mobile or internet banking app, and the money is credited to the BENGALURU - HEGDE NAGAR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0081776 for IDFC First Bank Limited – BENGALURU - HEGDE NAGAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0081776 | Yes – IDFB0081776 | Yes – IDFB0081776 |
For most retail customers crediting the Bengaluru - Hegde Nagar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0081776
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BENGALURU - HEGDE NAGAR BRANCH is still mapped to IFSC IDFB0081776. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0081776 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bengaluru - Hegde Nagar Branch branch
Once you have an account at IDFC First Bank Limited – BENGALURU - HEGDE NAGAR BRANCH, the IFSC IDFB0081776 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bengaluru - Hegde Nagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 180010888.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0081776
MICR & cheque-truncation details
Cheques drawn on the Bengaluru - Hegde Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0081776 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDFB0081776
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BENGALURU - HEGDE NAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0081776 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDFB0081776
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – BENGALURU - HEGDE NAGAR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0081776. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bengaluru - Hegde Nagar Branch branch
The branch is located at GROUND FLOOR,I II III, V VI VIII, MCECHS LAYOUT, DR. SHIVRAM KARANTH LAYOUT, YELAHANKA HOBLI, BYATARAYANAPURA, HEGDE NAGAR, BENGALURU, KARNATAKA, which puts it inside Bengaluru, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Bengaluru - Hegde Nagar Branch branch” — the verified location pin for IFSC IDFB0081776 should appear at the top of the results.
- Confirm the branch is open by calling 180010888 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0081776 and your account number.
Verifying IFSC IDFB0081776 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0081776 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 180010888.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bengaluru - Hegde Nagar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0081776 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedBengaluru - Hegde Nagar Branch Branch
GROUND FLOOR,I II III, V VI VIII, MCECHS LAYOUT, DR. SHIVRAM KARANTH LAYOUT, YELAHANKA HOBLI, BYATARAYANAPURA, HEGDE NAGAR, BENGALURU, KARNATAKA
Bengaluru, Karnataka
Phone: 180010888
IFSC: IDFB0081776
Frequently asked questions
What is the phone number of IDFC First Bank Limited Bengaluru - Hegde Nagar Branch branch?
You can reach the branch at 180010888 during regular banking hours.
Does IDFC First Bank Limited Bengaluru - Hegde Nagar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 180010888 to confirm.
How quickly will an NEFT transfer using IDFB0081776 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Bengaluru - Hegde Nagar Branch reflect within 30 minutes.
What is the IFSC code of IDFC First Bank Limited Bengaluru - Hegde Nagar Branch branch?
The IFSC code of IDFC First Bank Limited, Bengaluru - Hegde Nagar Branch branch is IDFB0081776. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add IDFC First Bank Limited Bengaluru - Hegde Nagar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0081776, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0081776 the same for all accounts at Bengaluru - Hegde Nagar Branch branch?
Yes. The IFSC IDFB0081776 is shared by every account held at IDFC First Bank Limited's Bengaluru - Hegde Nagar Branch branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDFB0081776 belongs to IDFC First Bank Limited's BENGALURU - HEGDE NAGAR BRANCH branch, located at GROUND FLOOR,I II III, V VI VIII, MCECHS LAYOUT, DR. SHIVRAM KARANTH LAYOUT,… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
