IFSC Code of IDFC First Bank Limited, Bengaluru - Prashant Nagar Branch Branch, Karnataka

Below are the complete branch details for IDFC First Bank Limited, BENGALURU - PRASHANT NAGAR BRANCH branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0081177. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0081177 for IDFC First Bank Limited – BENGALURU - PRASHANT NAGAR BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's BENGALURU - PRASHANT NAGAR BRANCH branch, the IFSC IDFB0081177 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 081177 identifies this particular branch.

Branch details at a glance

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bengaluru - Prashant Nagar Branch branch — IFSC IDFB0081177 — extends the bank's services to customers in and around Bangalore, Karnataka.

About this branch

The branch is located at GROUND FLOOR, NO 4/58, 2ND MAIN GOVINDRAJ NAGAR WARD, PRASHANT NAGAR, NEAR SHOBHA HOSPITAL-BANGALORE, KARNATAKA -560040. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0081177 is used to identify this branch on the RBI payments network.

Why every IDFC First Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BENGALURU - PRASHANT NAGAR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0081177 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0081177 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDFB0081177

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0081177 across all three.

How to use IFSC IDFB0081177 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's BENGALURU - PRASHANT NAGAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0081177.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as BENGALURU - PRASHANT NAGAR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IDFB0081177

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BENGALURU - PRASHANT NAGAR BRANCH, ensure your bank's portal accepts IFSC IDFB0081177 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited BENGALURU - PRASHANT NAGAR BRANCH (IFSC IDFB0081177)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0081177 in your mobile or internet banking app, and the money is credited to the BENGALURU - PRASHANT NAGAR BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bengaluru - Prashant Nagar Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0081177:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BENGALURU - PRASHANT NAGAR BRANCH is still linked to IFSC IDFB0081177.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0081177

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BENGALURU - PRASHANT NAGAR BRANCH is still mapped to IFSC IDFB0081177. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0081177 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bengaluru - Prashant Nagar Branch branch is mapped to IFSC IDFB0081177 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0081177.

Banking services available

The Bengaluru - Prashant Nagar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 180010888.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0081177

MICR & cheque-truncation details

Cheques drawn on the Bengaluru - Prashant Nagar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0081177 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDFB0081177

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BENGALURU - PRASHANT NAGAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0081177 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BENGALURU - PRASHANT NAGAR BRANCH:

• The IFSC is exactly IDFB0081177 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDFC First Bank Limited as the bank name and BENGALURU - PRASHANT NAGAR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bengaluru - Prashant Nagar Branch branch sits at GROUND FLOOR, NO 4/58, 2ND MAIN GOVINDRAJ NAGAR WARD, PRASHANT NAGAR, NEAR SHOBHA HOSPITAL-BANGALORE, KARNATAKA -560040. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 180010888 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0081177 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0081177 for IDFC First Bank Limited – BENGALURU - PRASHANT NAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bengaluru - Prashant Nagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0081177, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0081177 is the IFSC code of IDFC First Bank Limited, BENGALURU - PRASHANT NAGAR BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.