IFSC Code of IDFC First Bank Limited, Bangalore - Peenya Industrial Estate Branch Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch in BANGALORE. The 11-digit IFSC IDFB0081107 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDFC First Bank Limited – BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH is IDFB0081107. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 081107 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bangalore - Peenya Industrial Estate Branch branch — IFSC IDFB0081107 — extends the bank's services to customers in and around Bangalore, Karnataka.

Bangalore - Peenya Industrial Estate Branch branch overview

Located at GROUND FLOOR,B-316, PID NO- 11-157-B/316, 1ST MAIN ROAD, INDUSTRIAL ESTATE, PEENYA STAGE I, PEENYA, BANGALORE,KARNATAKA-560058, the Bangalore - Peenya Industrial Estate Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0081107 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch came to be assigned the code IDFB0081107.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0081107, money simply cannot be routed to the BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch electronically.

How to transfer money using IFSC IDFB0081107

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0081107 across all three.

How to use IFSC IDFB0081107 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0081107.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0081107 while initiating the transfer and the credit will appear within minutes.

IMPS to IDFC First Bank Limited BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH (IFSC IDFB0081107)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0081107 in your mobile or internet banking app, and the money is credited to the BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDFB0081107 for IDFC First Bank Limited – BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bangalore - Peenya Industrial Estate Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch, the IFSC IDFB0081107 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bangalore - Peenya Industrial Estate Branch branch is mapped to IFSC IDFB0081107 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0081107.

Banking services available

The Bangalore - Peenya Industrial Estate Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0081107

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0081107 and the account number together uniquely identify the Bangalore - Peenya Industrial Estate Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IDFB0081107

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0081107 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC IDFB0081107

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0081107.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bangalore - Peenya Industrial Estate Branch branch

The branch is located at GROUND FLOOR,B-316, PID NO- 11-157-B/316, 1ST MAIN ROAD, INDUSTRIAL ESTATE, PEENYA STAGE I, PEENYA, BANGALORE,KARNATAKA-560058, which puts it inside Bangalore, the broader Bengaluru Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDFC First Bank Limited Bangalore - Peenya Industrial Estate Branch branch” — the verified location pin for IFSC IDFB0081107 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0081107 and your account number.

Verifying IFSC IDFB0081107 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0081107 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bangalore - Peenya Industrial Estate Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0081107, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDFB0081107 is the IFSC code of IDFC First Bank Limited, BANGALORE - PEENYA INDUSTRIAL ESTATE BRANCH branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.