IFSC Code of IDFC First Bank Limited, Bangalore Jp Nagar Seventh Phase Branch Branch, Karnataka

Use this page as a one-stop reference for everything related to IDFC First Bank Limited's BANGALORE JP NAGAR SEVENTH PHASE BRANCH branch in BANGALORE, KARNATAKA. The branch's IFSC code IDFB0080185 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDFB0080185 is the IFSC of IDFC First Bank Limited's BANGALORE JP NAGAR SEVENTH PHASE BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 080185 = branch identifier.

About the bank

IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bangalore Jp Nagar Seventh Phase Branch branch in Bangalore, Karnataka is part of this network and uses the IFSC code IDFB0080185 for all electronic settlement.

Branch details at a glance

Bangalore Jp Nagar Seventh Phase Branch branch overview

Located at GROUND FLOOR, NO.31, KATHA NO. 121/5, KOTHANUR MAIN ROAD, UTTARAHALLI HOBLI, NEAR RBI LAYOUT, J.P.NAGAR, 7TH PHASE, BANGALORE, KARNATAKA - 560078, the Bangalore Jp Nagar Seventh Phase Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0080185 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's BANGALORE JP NAGAR SEVENTH PHASE BRANCH branch came to be assigned the code IDFB0080185.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0080185, money simply cannot be routed to the BANGALORE JP NAGAR SEVENTH PHASE BRANCH branch electronically.

Products and account variants supported

Every account opened at the Bangalore Jp Nagar Seventh Phase Branch branch is mapped to IFSC IDFB0080185 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0080185.

Products and services

Customers walking into the Bangalore Jp Nagar Seventh Phase Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0080185

How to transfer money using IFSC IDFB0080185

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080185 across all three.

How to use IFSC IDFB0080185 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's BANGALORE JP NAGAR SEVENTH PHASE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDFB0080185.
4. Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as BANGALORE JP NAGAR SEVENTH PHASE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IDFB0080185

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BANGALORE JP NAGAR SEVENTH PHASE BRANCH, ensure your bank's portal accepts IFSC IDFB0080185 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDFC First Bank Limited – BANGALORE JP NAGAR SEVENTH PHASE BRANCH, use IMPS. With IFSC IDFB0080185 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bangalore Jp Nagar Seventh Phase Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080185:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALORE JP NAGAR SEVENTH PHASE BRANCH is still linked to IFSC IDFB0080185.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDFB0080185

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BANGALORE JP NAGAR SEVENTH PHASE BRANCH is still mapped to IFSC IDFB0080185. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0080185 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDFB0080185

IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BANGALORE JP NAGAR SEVENTH PHASE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080185 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0080185 and the account number together uniquely identify the Bangalore Jp Nagar Seventh Phase Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IDFB0080185

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – BANGALORE JP NAGAR SEVENTH PHASE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0080185.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bangalore Jp Nagar Seventh Phase Branch branch sits at GROUND FLOOR, NO.31, KATHA NO. 121/5, KOTHANUR MAIN ROAD, UTTARAHALLI HOBLI, NEAR RBI LAYOUT, J.P.NAGAR, 7TH PHASE, BANGALORE, KARNATAKA - 560078. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0080185 and your account number.

Verifying IFSC IDFB0080185 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080185 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bangalore Jp Nagar Seventh Phase Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0080185, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0080185 belongs to IDFC First Bank Limited's BANGALORE JP NAGAR SEVENTH PHASE BRANCH branch, located at GROUND FLOOR, NO.31, KATHA NO. 121/5, KOTHANUR MAIN ROAD, UTTARAHALLI HOBLI,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.