Below are the complete branch details for IDFC First Bank Limited, BALASORE DBU BRANCH branch, located in BALASORE, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0061442. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0061442 for IDFC First Bank Limited – BALASORE DBU BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDFB0061442 is the IFSC of IDFC First Bank Limited's BALASORE DBU BRANCH branch. The format is fixed: IDFB = bank code, 0 = reserved, 061442 = branch identifier.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Balasore Dbu Branch |
| IFSC Code | IDFB0061442 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, UNIT NO.8, STREET -ANGARGONDA, MAUZA- PADHUANPADA, BALASORE, ODHISHA-756001. TOLLFREE NUMBER- 18004194332 |
| City | Balasore |
| District | Balasore |
| State | Odisha |
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Balasore Dbu Branch branch — IFSC IDFB0061442 — extends the bank's services to customers in and around Balasore, Odisha.
About the Balasore Dbu Branch branch
The Balasore Dbu Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, UNIT NO.8, STREET -ANGARGONDA, MAUZA- PADHUANPADA, BALASORE, ODHISHA-756001. TOLLFREE NUMBER- 18004194332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0061442 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALASORE DBU BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0061442 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0061442 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDFB0061442
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0061442 across all three.
NEFT to IDFC First Bank Limited, BALASORE DBU BRANCH using IFSC IDFB0061442
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0061442, and confirm that the system picks up IDFC First Bank Limited – BALASORE DBU BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BALASORE DBU BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's BALASORE DBU BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0061442 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited BALASORE DBU BRANCH (IFSC IDFB0061442)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0061442 in your mobile or internet banking app, and the money is credited to the BALASORE DBU BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0061442 for IDFC First Bank Limited – BALASORE DBU BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0061442 | Yes – IDFB0061442 | Yes – IDFB0061442 |
For most retail customers crediting the Balasore Dbu Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0061442
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BALASORE DBU BRANCH is still mapped to IFSC IDFB0061442. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0061442 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Balasore Dbu Branch branch is mapped to IFSC IDFB0061442 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0061442.
Products and services
Customers walking into the Balasore Dbu Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0061442
MICR & cheque-truncation details
Cheques drawn on the Balasore Dbu Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0061442 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Balasore Dbu Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0061442 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BALASORE DBU BRANCH:
- The IFSC is exactly IDFB0061442 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and BALASORE DBU BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Balasore Dbu Branch branch sits at GROUND FLOOR, UNIT NO.8, STREET -ANGARGONDA, MAUZA- PADHUANPADA, BALASORE, ODHISHA-756001. TOLLFREE NUMBER- 18004194332. If you are travelling from outside Balasore, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0061442 and your account number.
Verifying IFSC IDFB0061442 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0061442 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Balasore Dbu Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0061442 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedBalasore Dbu Branch Branch
GROUND FLOOR, UNIT NO.8, STREET -ANGARGONDA, MAUZA- PADHUANPADA, BALASORE, ODHISHA-756001. TOLLFREE NUMBER- 18004194332
Balasore, Odisha
Phone: the branch contact number
IFSC: IDFB0061442
Frequently asked questions
How quickly will an NEFT transfer using IDFB0061442 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Balasore Dbu Branch reflect within 30 minutes.
Can I use IFSC IDFB0061442 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0061442 to send funds instantly.
Does IDFC First Bank Limited Balasore Dbu Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balasore Dbu Branch branch but serve different purposes.
How do I add IDFC First Bank Limited Balasore Dbu Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0061442, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDFB0061442 the same for all accounts at Balasore Dbu Branch branch?
Yes. The IFSC IDFB0061442 is shared by every account held at IDFC First Bank Limited's Balasore Dbu Branch branch. Only the account number changes from customer to customer.
What is the IFSC code of IDFC First Bank Limited Balasore Dbu Branch branch?
The IFSC code of IDFC First Bank Limited, Balasore Dbu Branch branch is IDFB0061442. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDFC First Bank Limited Balasore Dbu Branch branch located?
IDFC First Bank Limited's Balasore Dbu Branch branch is located at GROUND FLOOR, UNIT NO.8, STREET -ANGARGONDA, MAUZA- PADHUANPADA, BALASORE, ODHISHA-756001. TOLLFREE NUMBER- 18004194332, Balasore, Odisha.
Final notes
To recap: IDFB0061442 is the IFSC code of IDFC First Bank Limited, BALASORE DBU BRANCH branch, in BALASORE, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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