Use this page as a one-stop reference for everything related to IDFC First Bank Limited's BALANGIR BRANCH branch in BALANGIR, ODISHA. The branch's IFSC code IDFB0061251 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's BALANGIR BRANCH branch, the IFSC IDFB0061251 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 061251 identifies this particular branch.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Balangir Branch branch in Balangir, Odisha is part of this network and uses the IFSC code IDFB0061251 for all electronic settlement.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Balangir Branch |
| IFSC Code | IDFB0061251 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, DAMAYANTI HEIGHTS, COLLEGE SQUARE, RAJENDRA COLLEGE, FRONT OF BLOCK OFFICE N0.1, BALANGIR, ODISHA- 767001, TOLLFREE NO -18004194332 |
| City | Balangir |
| District | Balangir |
| State | Odisha |
About the Balangir Branch branch
The Balangir Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, DAMAYANTI HEIGHTS, COLLEGE SQUARE, RAJENDRA COLLEGE, FRONT OF BLOCK OFFICE N0.1, BALANGIR, ODISHA- 767001, TOLLFREE NO -18004194332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0061251 is used.
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALANGIR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0061251 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0061251 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Balangir Branch branch is mapped to IFSC IDFB0061251 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0061251.
Products and services
Customers walking into the Balangir Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0061251
How to transfer money using IFSC IDFB0061251
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0061251 across all three.
How to use IFSC IDFB0061251 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's BALANGIR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0061251.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as BALANGIR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0061251
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BALANGIR BRANCH, ensure your bank's portal accepts IFSC IDFB0061251 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – BALANGIR BRANCH, use IMPS. With IFSC IDFB0061251 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Balangir Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0061251:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BALANGIR BRANCH is still linked to IFSC IDFB0061251.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0061251
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BALANGIR BRANCH is still mapped to IFSC IDFB0061251. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0061251 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDFB0061251
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BALANGIR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0061251 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0061251 and the account number together uniquely identify the Balangir Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDFB0061251
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – BALANGIR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0061251. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Balangir Branch branch sits at GROUND FLOOR, DAMAYANTI HEIGHTS, COLLEGE SQUARE, RAJENDRA COLLEGE, FRONT OF BLOCK OFFICE N0.1, BALANGIR, ODISHA- 767001, TOLLFREE NO -18004194332. If you are travelling from outside Balangir, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0061251 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0061251 for IDFC First Bank Limited – BALANGIR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Balangir Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0061251, however, work 24x7.
Branch address & contact
IDFC First Bank LimitedBalangir Branch Branch
GROUND FLOOR, DAMAYANTI HEIGHTS, COLLEGE SQUARE, RAJENDRA COLLEGE, FRONT OF BLOCK OFFICE N0.1, BALANGIR, ODISHA- 767001, TOLLFREE NO -18004194332
Balangir, Odisha
Phone: the branch contact number
IFSC: IDFB0061251
Frequently asked questions
Where is IDFC First Bank Limited Balangir Branch branch located?
IDFC First Bank Limited's Balangir Branch branch is located at GROUND FLOOR, DAMAYANTI HEIGHTS, COLLEGE SQUARE, RAJENDRA COLLEGE, FRONT OF BLOCK OFFICE N0.1, BALANGIR, ODISHA- 767001, TOLLFREE NO -18004194332, Balangir, Odisha.
Is IFSC IDFB0061251 the same for all accounts at Balangir Branch branch?
Yes. The IFSC IDFB0061251 is shared by every account held at IDFC First Bank Limited's Balangir Branch branch. Only the account number changes from customer to customer.
What is the IFSC code of IDFC First Bank Limited Balangir Branch branch?
The IFSC code of IDFC First Bank Limited, Balangir Branch branch is IDFB0061251. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balangir Branch branch but serve different purposes.
How quickly will an NEFT transfer using IDFB0061251 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Balangir Branch reflect within 30 minutes.
What is the phone number of IDFC First Bank Limited Balangir Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Final notes
To recap: IDFB0061251 is the IFSC code of IDFC First Bank Limited, BALANGIR BRANCH branch, in BALANGIR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
