Below are the complete branch details for IDFC First Bank Limited, BADDI BRANCH branch, located in BADDI, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0021892. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0021892 for IDFC First Bank Limited – BADDI BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – BADDI BRANCH is IDFB0021892. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021892 map to this branch in BADDI, HIMACHAL PRADESH.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Baddi Branch |
| IFSC Code | IDFB0021892 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, A-1& -2, BIG B COMPLEX, HARIPUR SANDOLI, DHARAMPUR, BADDI, DIST.SOLAN, HIMANCHAL PRADESH-173205 |
| City | Baddi |
| District | Solan |
| State | Himachal Pradesh |
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Baddi Branch branch — IFSC IDFB0021892 — extends the bank's services to customers in and around Baddi, Himachal Pradesh.
About this branch
The branch is located at GROUND FLOOR, A-1& -2, BIG B COMPLEX, HARIPUR SANDOLI, DHARAMPUR, BADDI, DIST.SOLAN, HIMANCHAL PRADESH-173205. It serves the Baddi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0021892 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's BADDI BRANCH branch came to be assigned the code IDFB0021892.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0021892, money simply cannot be routed to the BADDI BRANCH branch electronically.
How to transfer money using IFSC IDFB0021892
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021892 across all three.
NEFT to IDFC First Bank Limited, BADDI BRANCH using IFSC IDFB0021892
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0021892, and confirm that the system picks up IDFC First Bank Limited – BADDI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0021892
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – BADDI BRANCH, ensure your bank's portal accepts IFSC IDFB0021892 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – BADDI BRANCH, use IMPS. With IFSC IDFB0021892 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Baddi Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021892:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BADDI BRANCH is still linked to IFSC IDFB0021892.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0021892
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – BADDI BRANCH is still mapped to IFSC IDFB0021892. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021892 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Baddi Branch branch is mapped to IFSC IDFB0021892 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0021892.
Banking services available
The Baddi Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0021892
MICR & cheque-truncation details
Cheques drawn on the Baddi Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0021892 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Baddi Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0021892 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – BADDI BRANCH:
- The IFSC is exactly IDFB0021892 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and BADDI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Baddi Branch branch sits at GROUND FLOOR, A-1& -2, BIG B COMPLEX, HARIPUR SANDOLI, DHARAMPUR, BADDI, DIST.SOLAN, HIMANCHAL PRADESH-173205. If you are travelling from outside Baddi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021892 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0021892 for IDFC First Bank Limited – BADDI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Baddi Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0021892 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedBaddi Branch Branch
GROUND FLOOR, A-1& -2, BIG B COMPLEX, HARIPUR SANDOLI, DHARAMPUR, BADDI, DIST.SOLAN, HIMANCHAL PRADESH-173205
Baddi, Himachal Pradesh
Phone: the branch contact number
IFSC: IDFB0021892
Frequently asked questions
Is IFSC IDFB0021892 the same for all accounts at Baddi Branch branch?
Yes. The IFSC IDFB0021892 is shared by every account held at IDFC First Bank Limited's Baddi Branch branch. Only the account number changes from customer to customer.
What is the IFSC code of IDFC First Bank Limited Baddi Branch branch?
The IFSC code of IDFC First Bank Limited, Baddi Branch branch is IDFB0021892. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of IDFC First Bank Limited Baddi Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using IDFB0021892 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Baddi Branch reflect within 30 minutes.
Where is IDFC First Bank Limited Baddi Branch branch located?
IDFC First Bank Limited's Baddi Branch branch is located at GROUND FLOOR, A-1& -2, BIG B COMPLEX, HARIPUR SANDOLI, DHARAMPUR, BADDI, DIST.SOLAN, HIMANCHAL PRADESH-173205, Baddi, Himachal Pradesh.
Does IDFC First Bank Limited Baddi Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC IDFB0021892 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0021892 to send funds instantly.
Is IFSC IDFB0021892 valid for NEFT and RTGS?
Yes. IFSC IDFB0021892 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDFB0021892 belongs to IDFC First Bank Limited's BADDI BRANCH branch, located at GROUND FLOOR, A-1& -2, BIG B COMPLEX, HARIPUR SANDOLI, DHARAMPUR, BADDI,… in BADDI, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
