IFSC Code of IDFC First Bank Limited, Chhatrapati Sambhajinagar Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, CHHATRAPATI SAMBHAJINAGAR BRANCH branch in AURANGABAD. The 11-digit IFSC IDFB0043491 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the CHHATRAPATI SAMBHAJINAGAR BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDFC First Bank Limited's CHHATRAPATI SAMBHAJINAGAR BRANCH branch, the IFSC IDFB0043491 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 043491 identifies this particular branch.

Bank profile

IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chhatrapati Sambhajinagar Branch branch — IFSC IDFB0043491 — extends the bank's services to customers in and around Aurangabad, Maharashtra.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR , SHOP NO. 1 AND SHOP NO.2, CTS NO. 15187/A/14 , GAJANAN MAHARAJ MANDIR RD, GHARKHEDA, CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA 431001. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0043491 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's CHHATRAPATI SAMBHAJINAGAR BRANCH branch came to be assigned the code IDFB0043491.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0043491, money simply cannot be routed to the CHHATRAPATI SAMBHAJINAGAR BRANCH branch electronically.

Products and account variants supported

Every account opened at the Chhatrapati Sambhajinagar Branch branch is mapped to IFSC IDFB0043491 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDFB0043491.

Products and services

Customers walking into the Chhatrapati Sambhajinagar Branch branch can access most of IDFC First Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDFB0043491

How to transfer money using IFSC IDFB0043491

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0043491 across all three.

NEFT to IDFC First Bank Limited, CHHATRAPATI SAMBHAJINAGAR BRANCH using IFSC IDFB0043491

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0043491, and confirm that the system picks up IDFC First Bank Limited – CHHATRAPATI SAMBHAJINAGAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDFB0043491

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – CHHATRAPATI SAMBHAJINAGAR BRANCH, ensure your bank's portal accepts IFSC IDFB0043491 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDFC First Bank Limited CHHATRAPATI SAMBHAJINAGAR BRANCH (IFSC IDFB0043491)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0043491 in your mobile or internet banking app, and the money is credited to the CHHATRAPATI SAMBHAJINAGAR BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chhatrapati Sambhajinagar Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0043491:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHHATRAPATI SAMBHAJINAGAR BRANCH is still linked to IFSC IDFB0043491.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's CHHATRAPATI SAMBHAJINAGAR BRANCH branch, the IFSC IDFB0043491 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Chhatrapati Sambhajinagar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDFB0043491 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0043491 and the account number together uniquely identify the Chhatrapati Sambhajinagar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IDFB0043491

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – CHHATRAPATI SAMBHAJINAGAR BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDFB0043491.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Chhatrapati Sambhajinagar Branch branch sits at GROUND FLOOR , SHOP NO. 1 AND SHOP NO.2, CTS NO. 15187/A/14 , GAJANAN MAHARAJ MANDIR RD, GHARKHEDA, CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA 431001. If you are travelling from outside Aurangabad, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0043491 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDFB0043491 for IDFC First Bank Limited – CHHATRAPATI SAMBHAJINAGAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhatrapati Sambhajinagar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0043491, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDFB0043491 belongs to IDFC First Bank Limited's CHHATRAPATI SAMBHAJINAGAR BRANCH branch, located at GROUND FLOOR , SHOP NO. 1 AND SHOP NO.2, CTS NO. 15187/A/14 , GAJANAN MAHARAJ… in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.