This page lists the IFSC code, branch address, contact number and fund-transfer information for IDFC First Bank Limited, ANANTAPUR BRANCH branch in ANANTAPUR. The 11-digit IFSC IDFB0081321 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDFC First Bank Limited at the ANANTAPUR BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – ANANTAPUR BRANCH is IDFB0081321. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 081321 map to this branch in ANANTAPUR, ANDHRA PRADESH.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Anantapur Branch branch in Anantapur, Andhra Pradesh is part of this network and uses the IFSC code IDFB0081321 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR, HNO.6-686/C-1,6-5-462-2, SRINAGAR COLONY, ANANATAPUR-515001. It serves the Anantapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDFC First Bank Limited. The IFSC IDFB0081321 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Anantapur Branch |
| IFSC Code | IDFB0081321 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, HNO.6-686/C-1,6-5-462-2, SRINAGAR COLONY, ANANATAPUR-515001 |
| City | Anantapur |
| District | Anantapur |
| State | Andhra Pradesh |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's ANANTAPUR BRANCH branch came to be assigned the code IDFB0081321.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0081321, money simply cannot be routed to the ANANTAPUR BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0081321 and the account number together uniquely identify the Anantapur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDFB0081321
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0081321 across all three.
NEFT to IDFC First Bank Limited, ANANTAPUR BRANCH using IFSC IDFB0081321
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0081321, and confirm that the system picks up IDFC First Bank Limited – ANANTAPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANANTAPUR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's ANANTAPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0081321 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – ANANTAPUR BRANCH, use IMPS. With IFSC IDFB0081321 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0081321 for IDFC First Bank Limited – ANANTAPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0081321 | Yes – IDFB0081321 | Yes – IDFB0081321 |
For most retail customers crediting the Anantapur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDFB0081321
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – ANANTAPUR BRANCH is still mapped to IFSC IDFB0081321. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0081321 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Anantapur Branch branch is mapped to IFSC IDFB0081321 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0081321.
Products and services
Customers walking into the Anantapur Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0081321
Online banking and IFSC IDFB0081321
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ANANTAPUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0081321 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Anantapur Branch branch
The branch is located at GROUND FLOOR, HNO.6-686/C-1,6-5-462-2, SRINAGAR COLONY, ANANATAPUR-515001, which puts it inside Anantapur, the broader Anantapur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Anantapur Branch branch” — the verified location pin for IFSC IDFB0081321 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0081321 and your account number.
Common mistakes to avoid when using IFSC IDFB0081321
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – ANANTAPUR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0081321. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Anantapur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0081321, however, work 24x7.
Verifying IFSC IDFB0081321 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0081321 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
IDFC First Bank LimitedAnantapur Branch Branch
GROUND FLOOR, HNO.6-686/C-1,6-5-462-2, SRINAGAR COLONY, ANANATAPUR-515001
Anantapur, Andhra Pradesh
Phone: the branch contact number
IFSC: IDFB0081321
Frequently asked questions
How do I add IDFC First Bank Limited Anantapur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0081321, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Anantapur Branch branch?
The IFSC code of IDFC First Bank Limited, Anantapur Branch branch is IDFB0081321. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDFC First Bank Limited Anantapur Branch branch located?
IDFC First Bank Limited's Anantapur Branch branch is located at GROUND FLOOR, HNO.6-686/C-1,6-5-462-2, SRINAGAR COLONY, ANANATAPUR-515001, Anantapur, Andhra Pradesh.
Is IFSC IDFB0081321 valid for NEFT and RTGS?
Yes. IFSC IDFB0081321 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDFB0081321 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0081321 to send funds instantly.
How quickly will an NEFT transfer using IDFB0081321 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Anantapur Branch reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anantapur Branch branch but serve different purposes.
Is IFSC IDFB0081321 the same for all accounts at Anantapur Branch branch?
Yes. The IFSC IDFB0081321 is shared by every account held at IDFC First Bank Limited's Anantapur Branch branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDFB0081321 belongs to IDFC First Bank Limited's ANANTAPUR BRANCH branch, located at GROUND FLOOR, HNO.6-686/C-1,6-5-462-2, SRINAGAR COLONY, ANANATAPUR-515001 in ANANTAPUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
