Use this page as a one-stop reference for everything related to IDFC First Bank Limited's AMBIKAPUR BRANCH branch in AMBIKAPUR, CHHATTISGARH. The branch's IFSC code IDFB0061061 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDFC First Bank Limited's AMBIKAPUR BRANCH branch, the IFSC IDFB0061061 breaks down as follows: IDFB identifies the bank, 0 is the reserved character, and 061061 identifies this particular branch.
Bank profile
IDFC First Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ambikapur Branch branch — IFSC IDFB0061061 — extends the bank's services to customers in and around Ambikapur, Chhattisgarh.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Ambikapur Branch |
| IFSC Code | IDFB0061061 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA NO.4564/5, MOHALLA KHARSIA ROAD, IN FRONT OF RELIANCE PETROL PUMP, PH NO.15, RNM AMBIKAPUR-4, TEHSIL AMBIKAPUR, DISTRICT SURGUJA, CHHATTISGARH-497001, TOLL FREE NO.- 18004194332 |
| City | Ambikapur |
| District | Surguja |
| State | Chhattisgarh |
About the Ambikapur Branch branch
The Ambikapur Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, KHASRA NO.4564/5, MOHALLA KHARSIA ROAD, IN FRONT OF RELIANCE PETROL PUMP, PH NO.15, RNM AMBIKAPUR-4, TEHSIL AMBIKAPUR, DISTRICT SURGUJA, CHHATTISGARH-497001, TOLL FREE NO.- 18004194332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0061061 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDFC First Bank Limited's AMBIKAPUR BRANCH branch came to be assigned the code IDFB0061061.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDFB0061061, money simply cannot be routed to the AMBIKAPUR BRANCH branch electronically.
Products and account variants supported
Every account opened at the Ambikapur Branch branch is mapped to IFSC IDFB0061061 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0061061.
Banking services available
The Ambikapur Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0061061
How to transfer money using IFSC IDFB0061061
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0061061 across all three.
NEFT to IDFC First Bank Limited, AMBIKAPUR BRANCH using IFSC IDFB0061061
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDFB0061061, and confirm that the system picks up IDFC First Bank Limited – AMBIKAPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDFB0061061
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – AMBIKAPUR BRANCH, ensure your bank's portal accepts IFSC IDFB0061061 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDFC First Bank Limited AMBIKAPUR BRANCH (IFSC IDFB0061061)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0061061 in your mobile or internet banking app, and the money is credited to the AMBIKAPUR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDFB0061061 for IDFC First Bank Limited – AMBIKAPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDFB0061061 | Yes – IDFB0061061 | Yes – IDFB0061061 |
For most retail customers crediting the Ambikapur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDFC First Bank Limited's AMBIKAPUR BRANCH branch, the IFSC IDFB0061061 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDFB0061061
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AMBIKAPUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0061061 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDFC First Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDFB0061061 and the account number together uniquely identify the Ambikapur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDFC First Bank Limited – AMBIKAPUR BRANCH:
- The IFSC is exactly IDFB0061061 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDFC First Bank Limited as the bank name and AMBIKAPUR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ambikapur Branch branch sits at GROUND FLOOR, KHASRA NO.4564/5, MOHALLA KHARSIA ROAD, IN FRONT OF RELIANCE PETROL PUMP, PH NO.15, RNM AMBIKAPUR-4, TEHSIL AMBIKAPUR, DISTRICT SURGUJA, CHHATTISGARH-497001, TOLL FREE NO.- 18004194332. If you are travelling from outside Ambikapur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0061061 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDFB0061061 for IDFC First Bank Limited – AMBIKAPUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ambikapur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0061061 continue to work without interruption.
Branch address & contact
IDFC First Bank LimitedAmbikapur Branch Branch
GROUND FLOOR, KHASRA NO.4564/5, MOHALLA KHARSIA ROAD, IN FRONT OF RELIANCE PETROL PUMP, PH NO.15, RNM AMBIKAPUR-4, TEHSIL AMBIKAPUR, DISTRICT SURGUJA, CHHATTISGARH-497001, TOLL FREE NO.- 18004194332
Ambikapur, Chhattisgarh
Phone: the branch contact number
IFSC: IDFB0061061
Frequently asked questions
How do I add IDFC First Bank Limited Ambikapur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0061061, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDFC First Bank Limited Ambikapur Branch branch?
The IFSC code of IDFC First Bank Limited, Ambikapur Branch branch is IDFB0061061. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDFB0061061 valid for NEFT and RTGS?
Yes. IFSC IDFB0061061 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDFC First Bank Limited Ambikapur Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of IDFC First Bank Limited Ambikapur Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC IDFB0061061 the same for all accounts at Ambikapur Branch branch?
Yes. The IFSC IDFB0061061 is shared by every account held at IDFC First Bank Limited's Ambikapur Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambikapur Branch branch but serve different purposes.
Can I use IFSC IDFB0061061 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0061061 to send funds instantly.
Final notes
To recap: IDFB0061061 is the IFSC code of IDFC First Bank Limited, AMBIKAPUR BRANCH branch, in AMBIKAPUR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
