Below are the complete branch details for IDFC First Bank Limited, AGRA- SHASTRIPURAM BRANCH branch, located in AGRA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDFB0021296. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDFB0021296 for IDFC First Bank Limited – AGRA- SHASTRIPURAM BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – AGRA- SHASTRIPURAM BRANCH is IDFB0021296. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021296 map to this branch in AGRA, UTTAR PRADESH.
About the bank
IDFC First Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Agra- Shastripuram Branch branch in Agra, Uttar Pradesh is part of this network and uses the IFSC code IDFB0021296 for all electronic settlement.
About the Agra- Shastripuram Branch branch
The Agra- Shastripuram Branch branch of IDFC First Bank Limited is situated at GROUND FLOOR, PLOT NO.56, PUSHPANJALI VIHAR, BODLA ROAD, MAUJA SIKHNDRA BAHISTABAD,AGRA, UTTAR PRADESH-282007, TOLL FREE NO- 18602582000. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDFB0021296 is used.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Agra- Shastripuram Branch |
| IFSC Code | IDFB0021296 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO.56, PUSHPANJALI VIHAR, BODLA ROAD, MAUJA SIKHNDRA BAHISTABAD,AGRA, UTTAR PRADESH-282007, TOLL FREE NO- 18602582000 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AGRA- SHASTRIPURAM BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0021296 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0021296 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Agra- Shastripuram Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0021296 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDFB0021296
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0021296 across all three.
How to use IFSC IDFB0021296 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's AGRA- SHASTRIPURAM BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0021296.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as AGRA- SHASTRIPURAM BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AGRA- SHASTRIPURAM BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at IDFC First Bank Limited's AGRA- SHASTRIPURAM BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDFB0021296 while initiating the transfer and the credit will appear within minutes.
IMPS to IDFC First Bank Limited AGRA- SHASTRIPURAM BRANCH (IFSC IDFB0021296)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDFB0021296 in your mobile or internet banking app, and the money is credited to the AGRA- SHASTRIPURAM BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Agra- Shastripuram Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0021296:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AGRA- SHASTRIPURAM BRANCH is still linked to IFSC IDFB0021296.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0021296
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – AGRA- SHASTRIPURAM BRANCH is still mapped to IFSC IDFB0021296. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0021296 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Agra- Shastripuram Branch branch is mapped to IFSC IDFB0021296 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0021296.
Products and services
Customers walking into the Agra- Shastripuram Branch branch can access most of IDFC First Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDFB0021296
Online banking and IFSC IDFB0021296
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AGRA- SHASTRIPURAM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0021296 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Agra- Shastripuram Branch branch sits at GROUND FLOOR, PLOT NO.56, PUSHPANJALI VIHAR, BODLA ROAD, MAUJA SIKHNDRA BAHISTABAD,AGRA, UTTAR PRADESH-282007, TOLL FREE NO- 18602582000. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDFB0021296 and your account number.
Common mistakes to avoid when using IFSC IDFB0021296
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – AGRA- SHASTRIPURAM BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0021296. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Agra- Shastripuram Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDFB0021296, however, work 24x7.
Verifying IFSC IDFB0021296 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0021296 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
IDFC First Bank LimitedAgra- Shastripuram Branch Branch
GROUND FLOOR, PLOT NO.56, PUSHPANJALI VIHAR, BODLA ROAD, MAUJA SIKHNDRA BAHISTABAD,AGRA, UTTAR PRADESH-282007, TOLL FREE NO- 18602582000
Agra, Uttar Pradesh
Phone: the branch contact number
IFSC: IDFB0021296
Frequently asked questions
Does IDFC First Bank Limited Agra- Shastripuram Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC IDFB0021296 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDFB0021296 to send funds instantly.
What is the phone number of IDFC First Bank Limited Agra- Shastripuram Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC IDFB0021296 the same for all accounts at Agra- Shastripuram Branch branch?
Yes. The IFSC IDFB0021296 is shared by every account held at IDFC First Bank Limited's Agra- Shastripuram Branch branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDFB0021296 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Agra- Shastripuram Branch reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Agra- Shastripuram Branch branch but serve different purposes.
Is IFSC IDFB0021296 valid for NEFT and RTGS?
Yes. IFSC IDFB0021296 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDFB0021296 belongs to IDFC First Bank Limited's AGRA- SHASTRIPURAM BRANCH branch, located at GROUND FLOOR, PLOT NO.56, PUSHPANJALI VIHAR, BODLA ROAD, MAUJA SIKHNDRA… in AGRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
