If you are searching for the IFSC code of IDFC First Bank Limited, ADYAR BRANCH branch in ADYAR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDFB0080105. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ADYAR BRANCH branch, and detailed step-by-step guides for using the IFSC IDFB0080105 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDFC First Bank Limited – ADYAR BRANCH is IDFB0080105. The first four letters IDFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 080105 map to this branch in ADYAR, TAMIL NADU.
About IDFC First Bank Limited
IDFC First Bank Limited operates a wide network of branches across India, including the Adyar Branch branch in Adyar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDFB0080105.
Adyar Branch branch overview
Located at FIRST FLOOR, DOOR NO.9, 3RD AVENUE, INDIRA NAGAR, ADYAR, CHENNAI 600020, TOLL FREE NUMBER 18004194332, the Adyar Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDFB0080105 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDFC First Bank Limited |
|---|---|
| Branch | Adyar Branch |
| IFSC Code | IDFB0080105 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, DOOR NO.9, 3RD AVENUE, INDIRA NAGAR, ADYAR, CHENNAI 600020, TOLL FREE NUMBER 18004194332 |
| City | Adyar |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 0 |
Why every IDFC First Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ADYAR BRANCH of IDFC First Bank Limited — its own 11-character IFSC. The code IDFB0080105 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDFB0080105 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Adyar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDFB0080105 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDFB0080105
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDFB0080105 across all three.
How to use IFSC IDFB0080105 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDFC First Bank Limited's ADYAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDFB0080105.
- Confirm the bank name auto-populates as IDFC First Bank Limited and the branch as ADYAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDFB0080105
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDFC First Bank Limited – ADYAR BRANCH, ensure your bank's portal accepts IFSC IDFB0080105 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDFC First Bank Limited – ADYAR BRANCH, use IMPS. With IFSC IDFB0080105 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Adyar Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDFB0080105:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ADYAR BRANCH is still linked to IFSC IDFB0080105.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDFB0080105
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDFC First Bank Limited – ADYAR BRANCH is still mapped to IFSC IDFB0080105. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDFB0080105 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Adyar Branch branch is mapped to IFSC IDFB0080105 on the RBI payments network. The branch generally supports the full retail product catalogue of IDFC First Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDFB0080105.
Banking services available
The Adyar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDFB0080105
Online banking and IFSC IDFB0080105
IDFC First Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ADYAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDFB0080105 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Adyar Branch branch
The branch is located at FIRST FLOOR, DOOR NO.9, 3RD AVENUE, INDIRA NAGAR, ADYAR, CHENNAI 600020, TOLL FREE NUMBER 18004194332, which puts it inside Adyar, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “IDFC First Bank Limited Adyar Branch branch” — the verified location pin for IFSC IDFB0080105 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDFB0080105 and your account number.
Common mistakes to avoid when using IFSC IDFB0080105
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDFC First Bank Limited – ADYAR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDFB0080105. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Adyar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDFB0080105 continue to work without interruption.
Verifying IFSC IDFB0080105 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDFB0080105 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
IDFC First Bank LimitedAdyar Branch Branch
FIRST FLOOR, DOOR NO.9, 3RD AVENUE, INDIRA NAGAR, ADYAR, CHENNAI 600020, TOLL FREE NUMBER 18004194332
Adyar, Tamil Nadu
Phone: 0
IFSC: IDFB0080105
Frequently asked questions
Is IFSC IDFB0080105 the same for all accounts at Adyar Branch branch?
Yes. The IFSC IDFB0080105 is shared by every account held at IDFC First Bank Limited's Adyar Branch branch. Only the account number changes from customer to customer.
Where is IDFC First Bank Limited Adyar Branch branch located?
IDFC First Bank Limited's Adyar Branch branch is located at FIRST FLOOR, DOOR NO.9, 3RD AVENUE, INDIRA NAGAR, ADYAR, CHENNAI 600020, TOLL FREE NUMBER 18004194332, Adyar, Tamil Nadu.
Is IFSC IDFB0080105 valid for NEFT and RTGS?
Yes. IFSC IDFB0080105 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDFC First Bank Limited Adyar Branch branch?
You can reach the branch at 0 during regular banking hours.
What is the IFSC code of IDFC First Bank Limited Adyar Branch branch?
The IFSC code of IDFC First Bank Limited, Adyar Branch branch is IDFB0080105. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add IDFC First Bank Limited Adyar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDFB0080105, and complete OTP verification. Once activated, you can transfer funds at any time.
Does IDFC First Bank Limited Adyar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
How quickly will an NEFT transfer using IDFB0080105 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDFC First Bank Limited – Adyar Branch reflect within 30 minutes.
Final notes
To recap: IDFB0080105 is the IFSC code of IDFC First Bank Limited, ADYAR BRANCH branch, in ADYAR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
