IFSC Code of IDBI Bank, Sosyo Circle Udhna Surat Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, SOSYO CIRCLE UDHNA SURAT branch in SURAT. The 11-digit IFSC IBKL0001335 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the SOSYO CIRCLE UDHNA SURAT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's SOSYO CIRCLE UDHNA SURAT branch, the IFSC IBKL0001335 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001335 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sosyo Circle Udhna Surat branch in Surat, Gujarat is part of this network and uses the IFSC code IBKL0001335 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at ALLIANCE HOUSE,G BY F MEGH MALHAR,NR.SOYSO CIRCLE,UDHNA MAGDALLA ROAD,SURAT 395002,GUJARAT. It serves the Surat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001335 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SOSYO CIRCLE UDHNA SURAT branch came to be assigned the code IBKL0001335.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001335, money simply cannot be routed to the SOSYO CIRCLE UDHNA SURAT branch electronically.

Products and account variants supported

Every account opened at the Sosyo Circle Udhna Surat branch is mapped to IFSC IBKL0001335 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0001335.

Banking services available

The Sosyo Circle Udhna Surat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9826000032.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001335

How to transfer money using IFSC IBKL0001335

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001335 across all three.

How to use IFSC IBKL0001335 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SOSYO CIRCLE UDHNA SURAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0001335.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as SOSYO CIRCLE UDHNA SURAT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SOSYO CIRCLE UDHNA SURAT

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SOSYO CIRCLE UDHNA SURAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001335 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SOSYO CIRCLE UDHNA SURAT, use IMPS. With IFSC IBKL0001335 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0001335 for IDBI Bank – SOSYO CIRCLE UDHNA SURAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sosyo Circle Udhna Surat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0001335

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SOSYO CIRCLE UDHNA SURAT is still mapped to IFSC IBKL0001335. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001335 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0001335

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SOSYO CIRCLE UDHNA SURAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001335 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sosyo Circle Udhna Surat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001335 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SOSYO CIRCLE UDHNA SURAT:

• The IFSC is exactly IBKL0001335 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SOSYO CIRCLE UDHNA SURAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sosyo Circle Udhna Surat branch sits at ALLIANCE HOUSE,G BY F MEGH MALHAR,NR.SOYSO CIRCLE,UDHNA MAGDALLA ROAD,SURAT 395002,GUJARAT. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call 91-9826000032 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001335 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0001335 for IDBI Bank – SOSYO CIRCLE UDHNA SURAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sosyo Circle Udhna Surat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001335 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0001335 is the IFSC code of IDBI Bank, SOSYO CIRCLE UDHNA SURAT branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.