If you are searching for the IFSC code of IDBI Bank, SOLAPUR NAVIPETH branch in SOLAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0000478. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SOLAPUR NAVIPETH branch, and detailed step-by-step guides for using the IFSC IBKL0000478 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's SOLAPUR NAVIPETH branch, the IFSC IBKL0000478 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 000478 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Solapur Navipeth |
| IFSC Code | IBKL0000478 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C S NO.5,A/2, SOUTH KASABA, DAMANI SHOPPING COMPLEX, NEAR CENTRAL TALKIES PB NO.706, SOLAPUR, PINCODE - 413007 |
| City | Solapur |
| District | Sholapur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7276023399 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Solapur Navipeth branch in Solapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000478.
About the Solapur Navipeth branch
The Solapur Navipeth branch of IDBI Bank is situated at C S NO.5,A/2, SOUTH KASABA, DAMANI SHOPPING COMPLEX, NEAR CENTRAL TALKIES PB NO.706, SOLAPUR, PINCODE - 413007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000478 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SOLAPUR NAVIPETH branch came to be assigned the code IBKL0000478.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000478, money simply cannot be routed to the SOLAPUR NAVIPETH branch electronically.
How to transfer money using IFSC IBKL0000478
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000478 across all three.
How to use IFSC IBKL0000478 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SOLAPUR NAVIPETH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000478.
- Confirm the bank name auto-populates as IDBI Bank and the branch as SOLAPUR NAVIPETH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SOLAPUR NAVIPETH
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SOLAPUR NAVIPETH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000478 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SOLAPUR NAVIPETH, use IMPS. With IFSC IBKL0000478 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Solapur Navipeth
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000478:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SOLAPUR NAVIPETH is still linked to IFSC IBKL0000478.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SOLAPUR NAVIPETH branch, the IFSC IBKL0000478 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Solapur Navipeth branch is mapped to IFSC IBKL0000478 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000478.
Products and services
Customers walking into the Solapur Navipeth branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000478
MICR & cheque-truncation details
Cheques drawn on the Solapur Navipeth branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000478 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Solapur Navipeth branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000478 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IBKL0000478
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SOLAPUR NAVIPETH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000478. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Solapur Navipeth branch sits at C S NO.5,A/2, SOUTH KASABA, DAMANI SHOPPING COMPLEX, NEAR CENTRAL TALKIES PB NO.706, SOLAPUR, PINCODE - 413007. If you are travelling from outside Solapur, search for the branch on a maps application using the bank name and locality, or call 91-7276023399 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000478 and your account number.
Verifying IFSC IBKL0000478 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000478 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7276023399.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Solapur Navipeth are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000478 continue to work without interruption.
Branch address & contact
IDBI BankSolapur Navipeth Branch
C S NO.5,A/2, SOUTH KASABA, DAMANI SHOPPING COMPLEX, NEAR CENTRAL TALKIES PB NO.706, SOLAPUR, PINCODE - 413007
Solapur, Maharashtra
Phone: 91-7276023399
IFSC: IBKL0000478
Frequently asked questions
Can I use IFSC IBKL0000478 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000478 to send funds instantly.
How do I add IDBI Bank Solapur Navipeth as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000478, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Solapur Navipeth branch but serve different purposes.
What is the phone number of IDBI Bank Solapur Navipeth branch?
You can reach the branch at 91-7276023399 during regular banking hours.
Is IFSC IBKL0000478 the same for all accounts at Solapur Navipeth branch?
Yes. The IFSC IBKL0000478 is shared by every account held at IDBI Bank's Solapur Navipeth branch. Only the account number changes from customer to customer.
Where is IDBI Bank Solapur Navipeth branch located?
IDBI Bank's Solapur Navipeth branch is located at C S NO.5,A/2, SOUTH KASABA, DAMANI SHOPPING COMPLEX, NEAR CENTRAL TALKIES PB NO.706, SOLAPUR, PINCODE - 413007, Solapur, Maharashtra.
Summary
The IFSC code IBKL0000478 belongs to IDBI Bank's SOLAPUR NAVIPETH branch, located at C S NO.5,A/2, SOUTH KASABA, DAMANI SHOPPING COMPLEX, NEAR CENTRAL TALKIES PB… in SOLAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
