IFSC Code of IDBI Bank, The Sitamarhi Central Co Op Bank Branch, Bihar

Below are the complete branch details for IDBI Bank, THE SITAMARHI CENTRAL CO OP BANK branch, located in SITAMARHI, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0719SCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0719SCB for IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK is IBKL0719SCB. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 719SCB map to this branch in SITAMARHI, BIHAR.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Sitamarhi Central Co Op Bank branch — IFSC IBKL0719SCB — extends the bank's services to customers in and around Sitamarhi, Bihar.

About this branch

The branch is located at DUMRA COURT,NEAR HEAD POST OFFICE,SITAMARHI 843301. It serves the Sitamarhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0719SCB is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE SITAMARHI CENTRAL CO OP BANK branch came to be assigned the code IBKL0719SCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0719SCB, money simply cannot be routed to the THE SITAMARHI CENTRAL CO OP BANK branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Sitamarhi Central Co Op Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0719SCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0719SCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0719SCB across all three.

NEFT to IDBI Bank, THE SITAMARHI CENTRAL CO OP BANK using IFSC IBKL0719SCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0719SCB, and confirm that the system picks up IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE SITAMARHI CENTRAL CO OP BANK

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE SITAMARHI CENTRAL CO OP BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0719SCB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK, use IMPS. With IFSC IBKL0719SCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Sitamarhi Central Co Op Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0719SCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SITAMARHI CENTRAL CO OP BANK is still linked to IFSC IBKL0719SCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0719SCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK is still mapped to IFSC IBKL0719SCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0719SCB and the beneficiary's account number to complete the transfer.

Account types you can open at the The Sitamarhi Central Co Op Bank branch

Once you have an account at IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK, the IFSC IBKL0719SCB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Sitamarhi Central Co Op Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9473258200.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0719SCB

Online banking and IFSC IBKL0719SCB

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE SITAMARHI CENTRAL CO OP BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0719SCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Sitamarhi Central Co Op Bank branch sits at DUMRA COURT,NEAR HEAD POST OFFICE,SITAMARHI 843301. If you are travelling from outside Sitamarhi, search for the branch on a maps application using the bank name and locality, or call 91-9473258200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0719SCB and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK:

• The IFSC is exactly IBKL0719SCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE SITAMARHI CENTRAL CO OP BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Sitamarhi Central Co Op Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0719SCB continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0719SCB for IDBI Bank – THE SITAMARHI CENTRAL CO OP BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0719SCB is the IFSC code of IDBI Bank, THE SITAMARHI CENTRAL CO OP BANK branch, in SITAMARHI, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.