Use this page as a one-stop reference for everything related to IDBI Bank's SITAMARHI branch in SITAMARHI, BIHAR. The branch's IFSC code IBKL0000719 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0000719 is the IFSC of IDBI Bank's SITAMARHI branch. The format is fixed: IBKL = bank code, 0 = reserved, 000719 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sitamarhi |
| IFSC Code | IBKL0000719 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHANKAR CHOWK,NEAR SARVODAYA PRESS, SITAMARHI BAZAAR, SITAMARHI, PIN-843302, BIHAR |
| City | Sitamarhi |
| District | Sitamarhi |
| State | Bihar |
| STD Code | 91 |
| Phone | 7018303979 |
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sitamarhi branch — IFSC IBKL0000719 — extends the bank's services to customers in and around Sitamarhi, Bihar.
About the Sitamarhi branch
The Sitamarhi branch of IDBI Bank is situated at SHANKAR CHOWK,NEAR SARVODAYA PRESS, SITAMARHI BAZAAR, SITAMARHI, PIN-843302, BIHAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000719 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SITAMARHI of IDBI Bank — its own 11-character IFSC. The code IBKL0000719 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000719 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0000719
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000719 across all three.
How to use IFSC IBKL0000719 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SITAMARHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000719.
- Confirm the bank name auto-populates as IDBI Bank and the branch as SITAMARHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SITAMARHI
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SITAMARHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000719 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank SITAMARHI (IFSC IBKL0000719)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000719 in your mobile or internet banking app, and the money is credited to the SITAMARHI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sitamarhi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000719:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SITAMARHI is still linked to IFSC IBKL0000719.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SITAMARHI branch, the IFSC IBKL0000719 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sitamarhi branch is mapped to IFSC IBKL0000719 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000719.
Products and services
Customers walking into the Sitamarhi branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000719
MICR & cheque-truncation details
Cheques drawn on the Sitamarhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000719 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IBKL0000719
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SITAMARHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000719 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0000719
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SITAMARHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000719. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sitamarhi branch sits at SHANKAR CHOWK,NEAR SARVODAYA PRESS, SITAMARHI BAZAAR, SITAMARHI, PIN-843302, BIHAR. If you are travelling from outside Sitamarhi, search for the branch on a maps application using the bank name and locality, or call 91-7018303979 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000719 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000719 for IDBI Bank – SITAMARHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sitamarhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000719 continue to work without interruption.
Branch address & contact
IDBI BankSitamarhi Branch
SHANKAR CHOWK,NEAR SARVODAYA PRESS, SITAMARHI BAZAAR, SITAMARHI, PIN-843302, BIHAR
Sitamarhi, Bihar
Phone: 91-7018303979
IFSC: IBKL0000719
Frequently asked questions
What is the phone number of IDBI Bank Sitamarhi branch?
You can reach the branch at 91-7018303979 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sitamarhi branch but serve different purposes.
Can I use IFSC IBKL0000719 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000719 to send funds instantly.
Is IFSC IBKL0000719 valid for NEFT and RTGS?
Yes. IFSC IBKL0000719 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0000719 the same for all accounts at Sitamarhi branch?
Yes. The IFSC IBKL0000719 is shared by every account held at IDBI Bank's Sitamarhi branch. Only the account number changes from customer to customer.
How do I add IDBI Bank Sitamarhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000719, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0000719 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Sitamarhi reflect within 30 minutes.
What is the IFSC code of IDBI Bank Sitamarhi branch?
The IFSC code of IDBI Bank, Sitamarhi branch is IBKL0000719. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IBKL0000719 belongs to IDBI Bank's SITAMARHI branch, located at SHANKAR CHOWK,NEAR SARVODAYA PRESS, SITAMARHI BAZAAR, SITAMARHI, PIN-843302,… in SITAMARHI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
