Use this page as a one-stop reference for everything related to IDBI Bank's SINGTAM branch in SINGTAM, SIKKIM. The branch's IFSC code IBKL0001146 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's SINGTAM branch, the IFSC IBKL0001146 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001146 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Singtam branch — IFSC IBKL0001146 — extends the bank's services to customers in and around Singtam, Sikkim.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Singtam |
| IFSC Code | IBKL0001146 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SINGTAM BAZAR OPP. TELEPHONE EXCHANGE, SINGTAM BAZAR EAST SIKKIM 737134 |
| City | Singtam |
| District | East Sikkim |
| State | Sikkim |
| STD Code | 91 |
| Phone | 9470744860 |
About this branch
The branch is located at SINGTAM BAZAR OPP. TELEPHONE EXCHANGE, SINGTAM BAZAR EAST SIKKIM 737134. It serves the Singtam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001146 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SINGTAM branch came to be assigned the code IBKL0001146.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001146, money simply cannot be routed to the SINGTAM branch electronically.
Products and account variants supported
Every account opened at the Singtam branch is mapped to IFSC IBKL0001146 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001146.
Products and services
Customers walking into the Singtam branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001146
How to transfer money using IFSC IBKL0001146
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001146 across all three.
NEFT to IDBI Bank, SINGTAM using IFSC IBKL0001146
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001146, and confirm that the system picks up IDBI Bank – SINGTAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001146
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SINGTAM, ensure your bank's portal accepts IFSC IBKL0001146 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SINGTAM, use IMPS. With IFSC IBKL0001146 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001146 for IDBI Bank – SINGTAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001146 | Yes – IBKL0001146 | Yes – IBKL0001146 |
For most retail customers crediting the Singtam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001146
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SINGTAM is still mapped to IFSC IBKL0001146. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001146 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0001146
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SINGTAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001146 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001146 and the account number together uniquely identify the Singtam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SINGTAM:
- The IFSC is exactly IBKL0001146 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and SINGTAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Singtam branch
The branch is located at SINGTAM BAZAR OPP. TELEPHONE EXCHANGE, SINGTAM BAZAR EAST SIKKIM 737134, which puts it inside Singtam, the broader East Sikkim district, and the state of Sikkim. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Singtam branch” — the verified location pin for IFSC IBKL0001146 should appear at the top of the results.
- Confirm the branch is open by calling 91-9470744860 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001146 and your account number.
Verifying IFSC IBKL0001146 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001146 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9470744860.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Singtam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001146 continue to work without interruption.
Branch address & contact
IDBI BankSingtam Branch
SINGTAM BAZAR OPP. TELEPHONE EXCHANGE, SINGTAM BAZAR EAST SIKKIM 737134
Singtam, Sikkim
Phone: 91-9470744860
IFSC: IBKL0001146
Frequently asked questions
How do I add IDBI Bank Singtam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001146, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Singtam branch but serve different purposes.
How quickly will an NEFT transfer using IBKL0001146 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Singtam reflect within 30 minutes.
What is the IFSC code of IDBI Bank Singtam branch?
The IFSC code of IDBI Bank, Singtam branch is IBKL0001146. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0001146 valid for NEFT and RTGS?
Yes. IFSC IBKL0001146 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0001146 the same for all accounts at Singtam branch?
Yes. The IFSC IBKL0001146 is shared by every account held at IDBI Bank's Singtam branch. Only the account number changes from customer to customer.
Can I use IFSC IBKL0001146 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001146 to send funds instantly.
What is the phone number of IDBI Bank Singtam branch?
You can reach the branch at 91-9470744860 during regular banking hours.
Final notes
To recap: IBKL0001146 is the IFSC code of IDBI Bank, SINGTAM branch, in SINGTAM, SIKKIM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
