IFSC Code of IDBI Bank, Wardha Nagari Sahakari Adhikosh Bank Sindi Branch, Maharashtra

Below are the complete branch details for IDBI Bank, WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI branch, located in SINDHI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0509W14. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0509W14 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0509W14 is the IFSC of IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI branch. The format is fixed: IBKL = bank code, 0 = reserved, 509W14 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Wardha Nagari Sahakari Adhikosh Bank Sindi branch — IFSC IBKL0509W14 — extends the bank's services to customers in and around Sindhi, Maharashtra.

About the Wardha Nagari Sahakari Adhikosh Bank Sindi branch

The Wardha Nagari Sahakari Adhikosh Bank Sindi branch of IDBI Bank is situated at DR WAZURKAR NIWAS MAIN ROAD SINDHI 442105. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0509W14 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI branch came to be assigned the code IBKL0509W14.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0509W14, money simply cannot be routed to the WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0509W14 and the account number together uniquely identify the Wardha Nagari Sahakari Adhikosh Bank Sindi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0509W14

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0509W14 across all three.

NEFT to IDBI Bank, WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI using IFSC IBKL0509W14

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0509W14, and confirm that the system picks up IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0509W14

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI, ensure your bank's portal accepts IFSC IBKL0509W14 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI, use IMPS. With IFSC IBKL0509W14 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0509W14 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wardha Nagari Sahakari Adhikosh Bank Sindi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI branch, the IFSC IBKL0509W14 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Wardha Nagari Sahakari Adhikosh Bank Sindi branch is mapped to IFSC IBKL0509W14 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0509W14.

Products and services

Customers walking into the Wardha Nagari Sahakari Adhikosh Bank Sindi branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0509W14

Online banking and IFSC IBKL0509W14

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0509W14 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Wardha Nagari Sahakari Adhikosh Bank Sindi branch

The branch is located at DR WAZURKAR NIWAS MAIN ROAD SINDHI 442105, which puts it inside Sindhi, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Wardha Nagari Sahakari Adhikosh Bank Sindi branch” — the verified location pin for IFSC IBKL0509W14 should appear at the top of the results.
2. Confirm the branch is open by calling 7155-266258 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0509W14 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI:

• The IFSC is exactly IBKL0509W14 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Wardha Nagari Sahakari Adhikosh Bank Sindi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0509W14 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0509W14 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0509W14 belongs to IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK SINDI branch, located at DR WAZURKAR NIWAS MAIN ROAD SINDHI 442105 in SINDHI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.