IFSC Code of IDBI Bank, Bhowapur Mastan Nagar Simbhaoli Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, BHOWAPUR MASTAN NAGAR SIMBHAOLI branch in SIMBHAOLI. The 11-digit IFSC IBKL0001371 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the BHOWAPUR MASTAN NAGAR SIMBHAOLI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's BHOWAPUR MASTAN NAGAR SIMBHAOLI branch, the IFSC IBKL0001371 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001371 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhowapur Mastan Nagar Simbhaoli branch in Simbhaoli, Uttar Pradesh is part of this network and uses the IFSC code IBKL0001371 for all electronic settlement.

About the Bhowapur Mastan Nagar Simbhaoli branch

The Bhowapur Mastan Nagar Simbhaoli branch of IDBI Bank is situated at BHOWAPUR MASTAN NAGAR SIMBHAOLI 245207. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001371 is used.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHOWAPUR MASTAN NAGAR SIMBHAOLI of IDBI Bank — its own 11-character IFSC. The code IBKL0001371 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001371 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001371 and the account number together uniquely identify the Bhowapur Mastan Nagar Simbhaoli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0001371

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001371 across all three.

How to use IFSC IBKL0001371 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's BHOWAPUR MASTAN NAGAR SIMBHAOLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0001371.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as BHOWAPUR MASTAN NAGAR SIMBHAOLI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHOWAPUR MASTAN NAGAR SIMBHAOLI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's BHOWAPUR MASTAN NAGAR SIMBHAOLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001371 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank BHOWAPUR MASTAN NAGAR SIMBHAOLI (IFSC IBKL0001371)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001371 in your mobile or internet banking app, and the money is credited to the BHOWAPUR MASTAN NAGAR SIMBHAOLI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0001371 for IDBI Bank – BHOWAPUR MASTAN NAGAR SIMBHAOLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhowapur Mastan Nagar Simbhaoli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's BHOWAPUR MASTAN NAGAR SIMBHAOLI branch, the IFSC IBKL0001371 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bhowapur Mastan Nagar Simbhaoli branch is mapped to IFSC IBKL0001371 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0001371.

Products and services

Customers walking into the Bhowapur Mastan Nagar Simbhaoli branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0001371

Online banking and IFSC IBKL0001371

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the BHOWAPUR MASTAN NAGAR SIMBHAOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001371 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Bhowapur Mastan Nagar Simbhaoli branch

The branch is located at BHOWAPUR MASTAN NAGAR SIMBHAOLI 245207, which puts it inside Simbhaoli, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Bhowapur Mastan Nagar Simbhaoli branch” — the verified location pin for IFSC IBKL0001371 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8475004244 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001371 and your account number.

Common mistakes to avoid when using IFSC IBKL0001371

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – BHOWAPUR MASTAN NAGAR SIMBHAOLI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0001371.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Bhowapur Mastan Nagar Simbhaoli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001371 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0001371 for IDBI Bank – BHOWAPUR MASTAN NAGAR SIMBHAOLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0001371 belongs to IDBI Bank's BHOWAPUR MASTAN NAGAR SIMBHAOLI branch, located at BHOWAPUR MASTAN NAGAR SIMBHAOLI 245207 in SIMBHAOLI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.