Below are the complete branch details for IDBI Bank, KAREGAON branch, located in SHRIRAMPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001310. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001310 for IDBI Bank – KAREGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – KAREGAON is IBKL0001310. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001310 map to this branch in SHRIRAMPUR, MAHARASHTRA.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Karegaon branch — IFSC IBKL0001310 — extends the bank's services to customers in and around Shrirampur, Maharashtra.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Karegaon |
| IFSC Code | IBKL0001310 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD KAREGAON BRANCH, SAI COMPLEX , AT POST KAREGAON, TALUKA SHRIRAMPUR, DIST AHMEDNAGAR PIN 413717 MAHARASHTRA |
| City | Shrirampur |
| District | Ahmadnagar |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9130005386 |
About this branch
The branch is located at IDBI BANK LTD KAREGAON BRANCH, SAI COMPLEX , AT POST KAREGAON, TALUKA SHRIRAMPUR, DIST AHMEDNAGAR PIN 413717 MAHARASHTRA. It serves the Shrirampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001310 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KAREGAON branch came to be assigned the code IBKL0001310.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001310, money simply cannot be routed to the KAREGAON branch electronically.
Products and account variants supported
Every account opened at the Karegaon branch is mapped to IFSC IBKL0001310 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001310.
Products and services
Customers walking into the Karegaon branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001310
How to transfer money using IFSC IBKL0001310
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001310 across all three.
NEFT to IDBI Bank, KAREGAON using IFSC IBKL0001310
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001310, and confirm that the system picks up IDBI Bank – KAREGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001310
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KAREGAON, ensure your bank's portal accepts IFSC IBKL0001310 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KAREGAON, use IMPS. With IFSC IBKL0001310 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001310 for IDBI Bank – KAREGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001310 | Yes – IBKL0001310 | Yes – IBKL0001310 |
For most retail customers crediting the Karegaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001310
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – KAREGAON is still mapped to IFSC IBKL0001310. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001310 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0001310
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KAREGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001310 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001310 and the account number together uniquely identify the Karegaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – KAREGAON:
- The IFSC is exactly IBKL0001310 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and KAREGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Karegaon branch sits at IDBI BANK LTD KAREGAON BRANCH, SAI COMPLEX , AT POST KAREGAON, TALUKA SHRIRAMPUR, DIST AHMEDNAGAR PIN 413717 MAHARASHTRA. If you are travelling from outside Shrirampur, search for the branch on a maps application using the bank name and locality, or call 91-9130005386 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001310 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001310 for IDBI Bank – KAREGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Karegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001310 continue to work without interruption.
Branch address & contact
IDBI BankKaregaon Branch
IDBI BANK LTD KAREGAON BRANCH, SAI COMPLEX , AT POST KAREGAON, TALUKA SHRIRAMPUR, DIST AHMEDNAGAR PIN 413717 MAHARASHTRA
Shrirampur, Maharashtra
Phone: 91-9130005386
IFSC: IBKL0001310
Frequently asked questions
How do I add IDBI Bank Karegaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001310, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001310 valid for NEFT and RTGS?
Yes. IFSC IBKL0001310 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karegaon branch but serve different purposes.
What is the phone number of IDBI Bank Karegaon branch?
You can reach the branch at 91-9130005386 during regular banking hours.
Can I use IFSC IBKL0001310 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001310 to send funds instantly.
Where is IDBI Bank Karegaon branch located?
IDBI Bank's Karegaon branch is located at IDBI BANK LTD KAREGAON BRANCH, SAI COMPLEX , AT POST KAREGAON, TALUKA SHRIRAMPUR, DIST AHMEDNAGAR PIN 413717 MAHARASHTRA, Shrirampur, Maharashtra.
Summary
The IFSC code IBKL0001310 belongs to IDBI Bank's KAREGAON branch, located at IDBI BANK LTD KAREGAON BRANCH, SAI COMPLEX , AT POST KAREGAON, TALUKA… in SHRIRAMPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
