Use this page as a one-stop reference for everything related to IDBI Bank's SHIRUR branch in SHIRUR, MAHARASHTRA. The branch's IFSC code IBKL0001788 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001788 is the IFSC of IDBI Bank's SHIRUR branch. The format is fixed: IBKL = bank code, 0 = reserved, 001788 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Shirur |
| IFSC Code | IBKL0001788 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DUGAD COMPLEX,718/10 SHIRUR,TAL - SHIRUR DIST - PUNE PIN-412210 |
| City | Shirur |
| District | Pune |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7774052115 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Shirur branch in Shirur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001788.
About this branch
The branch is located at DUGAD COMPLEX,718/10 SHIRUR,TAL - SHIRUR DIST - PUNE PIN-412210. It serves the Shirur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001788 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIRUR of IDBI Bank — its own 11-character IFSC. The code IBKL0001788 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001788 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001788
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001788 across all three.
How to use IFSC IBKL0001788 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SHIRUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001788.
- Confirm the bank name auto-populates as IDBI Bank and the branch as SHIRUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHIRUR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SHIRUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001788 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SHIRUR, use IMPS. With IFSC IBKL0001788 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001788 for IDBI Bank – SHIRUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001788 | Yes – IBKL0001788 | Yes – IBKL0001788 |
For most retail customers crediting the Shirur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SHIRUR branch, the IFSC IBKL0001788 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Shirur branch is mapped to IFSC IBKL0001788 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001788.
Products and services
Customers walking into the Shirur branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001788
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001788 and the account number together uniquely identify the Shirur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Shirur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001788 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SHIRUR:
- The IFSC is exactly IBKL0001788 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and SHIRUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Shirur branch
The branch is located at DUGAD COMPLEX,718/10 SHIRUR,TAL - SHIRUR DIST - PUNE PIN-412210, which puts it inside Shirur, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Shirur branch” — the verified location pin for IFSC IBKL0001788 should appear at the top of the results.
- Confirm the branch is open by calling 91-7774052115 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001788 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001788 for IDBI Bank – SHIRUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shirur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001788, however, work 24x7.
Branch address & contact
IDBI BankShirur Branch
DUGAD COMPLEX,718/10 SHIRUR,TAL - SHIRUR DIST - PUNE PIN-412210
Shirur, Maharashtra
Phone: 91-7774052115
IFSC: IBKL0001788
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shirur branch but serve different purposes.
How quickly will an NEFT transfer using IBKL0001788 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Shirur reflect within 30 minutes.
Where is IDBI Bank Shirur branch located?
IDBI Bank's Shirur branch is located at DUGAD COMPLEX,718/10 SHIRUR,TAL - SHIRUR DIST - PUNE PIN-412210, Shirur, Maharashtra.
What is the phone number of IDBI Bank Shirur branch?
You can reach the branch at 91-7774052115 during regular banking hours.
Is IFSC IBKL0001788 valid for NEFT and RTGS?
Yes. IFSC IBKL0001788 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IBKL0001788 the same for all accounts at Shirur branch?
Yes. The IFSC IBKL0001788 is shared by every account held at IDBI Bank's Shirur branch. Only the account number changes from customer to customer.
Summary
The IFSC code IBKL0001788 belongs to IDBI Bank's SHIRUR branch, located at DUGAD COMPLEX,718/10 SHIRUR,TAL - SHIRUR DIST - PUNE PIN-412210 in SHIRUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
