Below are the complete branch details for IDBI Bank, RAJAPUR branch, located in SHIROL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001825. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001825 for IDBI Bank – RAJAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – RAJAPUR is IBKL0001825. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001825 map to this branch in SHIROL, MAHARASHTRA.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Rajapur |
| IFSC Code | IBKL0001825 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SADAGURU ANNA MAHARAJ NIWAS A/P RAJAPUR TAL SHIROL DIST KOLHAPUR 416106 |
| City | Shirol |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 2322 |
| Phone | 239222 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Rajapur branch in Shirol. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001825.
About the Rajapur branch
The Rajapur branch of IDBI Bank is situated at SADAGURU ANNA MAHARAJ NIWAS A/P RAJAPUR TAL SHIROL DIST KOLHAPUR 416106. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001825 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's RAJAPUR branch came to be assigned the code IBKL0001825.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001825, money simply cannot be routed to the RAJAPUR branch electronically.
How to transfer money using IFSC IBKL0001825
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001825 across all three.
How to use IFSC IBKL0001825 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's RAJAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001825.
- Confirm the bank name auto-populates as IDBI Bank and the branch as RAJAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001825
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – RAJAPUR, ensure your bank's portal accepts IFSC IBKL0001825 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – RAJAPUR, use IMPS. With IFSC IBKL0001825 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Rajapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001825:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJAPUR is still linked to IFSC IBKL0001825.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's RAJAPUR branch, the IFSC IBKL0001825 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rajapur branch is mapped to IFSC IBKL0001825 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001825.
Banking services available
The Rajapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2322-239222.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001825
MICR & cheque-truncation details
Cheques drawn on the Rajapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001825 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Rajapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001825 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – RAJAPUR:
- The IFSC is exactly IBKL0001825 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and RAJAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rajapur branch
The branch is located at SADAGURU ANNA MAHARAJ NIWAS A/P RAJAPUR TAL SHIROL DIST KOLHAPUR 416106, which puts it inside Shirol, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Rajapur branch” — the verified location pin for IFSC IBKL0001825 should appear at the top of the results.
- Confirm the branch is open by calling 2322-239222 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001825 and your account number.
Verifying IFSC IBKL0001825 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001825 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2322-239222.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rajapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001825 continue to work without interruption.
Branch address & contact
IDBI BankRajapur Branch
SADAGURU ANNA MAHARAJ NIWAS A/P RAJAPUR TAL SHIROL DIST KOLHAPUR 416106
Shirol, Maharashtra
Phone: 2322-239222
IFSC: IBKL0001825
Frequently asked questions
How quickly will an NEFT transfer using IBKL0001825 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Rajapur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajapur branch but serve different purposes.
Is IFSC IBKL0001825 valid for NEFT and RTGS?
Yes. IFSC IBKL0001825 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of IDBI Bank Rajapur branch?
The IFSC code of IDBI Bank, Rajapur branch is IBKL0001825. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0001825 the same for all accounts at Rajapur branch?
Yes. The IFSC IBKL0001825 is shared by every account held at IDBI Bank's Rajapur branch. Only the account number changes from customer to customer.
Where is IDBI Bank Rajapur branch located?
IDBI Bank's Rajapur branch is located at SADAGURU ANNA MAHARAJ NIWAS A/P RAJAPUR TAL SHIROL DIST KOLHAPUR 416106, Shirol, Maharashtra.
How do I add IDBI Bank Rajapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001825, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IBKL0001825 belongs to IDBI Bank's RAJAPUR branch, located at SADAGURU ANNA MAHARAJ NIWAS A/P RAJAPUR TAL SHIROL DIST KOLHAPUR 416106 in SHIROL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
