This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, SANGLI DCC BANK LTD SANGLI SAGAON branch in SHEGAON. The 11-digit IFSC IBKL0SDC028 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the SANGLI DCC BANK LTD SANGLI SAGAON location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0SDC028 is the IFSC of IDBI Bank's SANGLI DCC BANK LTD SANGLI SAGAON branch. The format is fixed: IBKL = bank code, 0 = reserved, SDC028 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sangli Dcc Bank Ltd Sangli Sagaon |
| IFSC Code | IBKL0SDC028 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P SAGAON TAL SHIRALA DIST SANGLI |
| City | Shegaon |
| District | Agi |
| State | Maharashtra |
| STD Code | 2345 |
| Phone | 225123 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sangli Dcc Bank Ltd Sangli Sagaon branch in Shegaon, Maharashtra is part of this network and uses the IFSC code IBKL0SDC028 for all electronic settlement.
Sangli Dcc Bank Ltd Sangli Sagaon branch overview
Located at A P SAGAON TAL SHIRALA DIST SANGLI, the Sangli Dcc Bank Ltd Sangli Sagaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0SDC028 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGLI DCC BANK LTD SANGLI SAGAON branch came to be assigned the code IBKL0SDC028.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SDC028, money simply cannot be routed to the SANGLI DCC BANK LTD SANGLI SAGAON branch electronically.
How to transfer money using IFSC IBKL0SDC028
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC028 across all three.
NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI SAGAON using IFSC IBKL0SDC028
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC028, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI SAGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0SDC028
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI SAGAON, ensure your bank's portal accepts IFSC IBKL0SDC028 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI SAGAON, use IMPS. With IFSC IBKL0SDC028 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0SDC028 for IDBI Bank – SANGLI DCC BANK LTD SANGLI SAGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0SDC028 | Yes – IBKL0SDC028 | Yes – IBKL0SDC028 |
For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Sagaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SANGLI DCC BANK LTD SANGLI SAGAON branch, the IFSC IBKL0SDC028 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sangli Dcc Bank Ltd Sangli Sagaon branch is mapped to IFSC IBKL0SDC028 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0SDC028.
Banking services available
The Sangli Dcc Bank Ltd Sangli Sagaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2345-225123.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0SDC028
MICR & cheque-truncation details
Cheques drawn on the Sangli Dcc Bank Ltd Sangli Sagaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0SDC028 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sangli Dcc Bank Ltd Sangli Sagaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0SDC028 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI SAGAON:
- The IFSC is exactly IBKL0SDC028 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and SANGLI DCC BANK LTD SANGLI SAGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sangli Dcc Bank Ltd Sangli Sagaon branch
The branch is located at A P SAGAON TAL SHIRALA DIST SANGLI, which puts it inside Shegaon, the broader Agi district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Sangli Dcc Bank Ltd Sangli Sagaon branch” — the verified location pin for IFSC IBKL0SDC028 should appear at the top of the results.
- Confirm the branch is open by calling 2345-225123 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0SDC028 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0SDC028 for IDBI Bank – SANGLI DCC BANK LTD SANGLI SAGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sangli Dcc Bank Ltd Sangli Sagaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC028 continue to work without interruption.
Branch address & contact
IDBI BankSangli Dcc Bank Ltd Sangli Sagaon Branch
A P SAGAON TAL SHIRALA DIST SANGLI
Shegaon, Maharashtra
Phone: 2345-225123
IFSC: IBKL0SDC028
Frequently asked questions
Does IDBI Bank Sangli Dcc Bank Ltd Sangli Sagaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2345-225123 to confirm.
Can I use IFSC IBKL0SDC028 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0SDC028 to send funds instantly.
How do I add IDBI Bank Sangli Dcc Bank Ltd Sangli Sagaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0SDC028, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0SDC028 the same for all accounts at Sangli Dcc Bank Ltd Sangli Sagaon branch?
Yes. The IFSC IBKL0SDC028 is shared by every account held at IDBI Bank's Sangli Dcc Bank Ltd Sangli Sagaon branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangli Dcc Bank Ltd Sangli Sagaon branch but serve different purposes.
Where is IDBI Bank Sangli Dcc Bank Ltd Sangli Sagaon branch located?
IDBI Bank's Sangli Dcc Bank Ltd Sangli Sagaon branch is located at A P SAGAON TAL SHIRALA DIST SANGLI, Shegaon, Maharashtra.
Final notes
To recap: IBKL0SDC028 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI SAGAON branch, in SHEGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
