IFSC Code of IDBI Bank, Wardha Nagari Sahakari Adhikosh Bank Sewagram Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM branch in SEWAGRAM, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0509W05. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM branch, and detailed step-by-step guides for using the IFSC IBKL0509W05 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM is IBKL0509W05. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 509W05 map to this branch in SEWAGRAM, MAHARASHTRA.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wardha Nagari Sahakari Adhikosh Bank Sewagram branch in Sewagram, Maharashtra is part of this network and uses the IFSC code IBKL0509W05 for all electronic settlement.

About this branch

The branch is located at SARVODAYA SEWA SANGH BUILDING MAIN ROAD SEWAGRAM 442102. It serves the Sewagram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0509W05 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM branch came to be assigned the code IBKL0509W05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0509W05, money simply cannot be routed to the WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0509W05 and the account number together uniquely identify the Wardha Nagari Sahakari Adhikosh Bank Sewagram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0509W05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0509W05 across all three.

NEFT to IDBI Bank, WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM using IFSC IBKL0509W05

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0509W05, and confirm that the system picks up IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0509W05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM, ensure your bank's portal accepts IFSC IBKL0509W05 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM, use IMPS. With IFSC IBKL0509W05 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0509W05 for IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Wardha Nagari Sahakari Adhikosh Bank Sewagram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM branch, the IFSC IBKL0509W05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Wardha Nagari Sahakari Adhikosh Bank Sewagram branch is mapped to IFSC IBKL0509W05 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0509W05.

Products and services

Customers walking into the Wardha Nagari Sahakari Adhikosh Bank Sewagram branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0509W05

Digital banking channels

Most day-to-day work that customers used to do at the Wardha Nagari Sahakari Adhikosh Bank Sewagram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0509W05 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Wardha Nagari Sahakari Adhikosh Bank Sewagram branch

The branch is located at SARVODAYA SEWA SANGH BUILDING MAIN ROAD SEWAGRAM 442102, which puts it inside Sewagram, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Wardha Nagari Sahakari Adhikosh Bank Sewagram branch” — the verified location pin for IFSC IBKL0509W05 should appear at the top of the results.
2. Confirm the branch is open by calling 7152-284186 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0509W05 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM:

• The IFSC is exactly IBKL0509W05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Wardha Nagari Sahakari Adhikosh Bank Sewagram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0509W05 continue to work without interruption.

Verifying IFSC IBKL0509W05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0509W05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7152-284186.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0509W05 is the IFSC code of IDBI Bank, WARDHA NAGARI SAHAKARI ADHIKOSH BANK SEWAGRAM branch, in SEWAGRAM, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.