Use this page as a one-stop reference for everything related to IDBI Bank's SANGLI DCC BANK LTD SANGLI KAULAGE branch in SAVALAJ, MAHARASHTRA. The branch's IFSC code IBKL0SDC220 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's SANGLI DCC BANK LTD SANGLI KAULAGE branch, the IFSC IBKL0SDC220 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and SDC220 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sangli Dcc Bank Ltd Sangli Kaulage |
| IFSC Code | IBKL0SDC220 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A P KOULAGE TAL TASGAON DIST SANGLI |
| City | Savalaj |
| District | Agi |
| State | Maharashtra |
| STD Code | 2346 |
| Phone | 257220 |
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sangli Dcc Bank Ltd Sangli Kaulage branch in Savalaj, Maharashtra is part of this network and uses the IFSC code IBKL0SDC220 for all electronic settlement.
About the Sangli Dcc Bank Ltd Sangli Kaulage branch
The Sangli Dcc Bank Ltd Sangli Kaulage branch of IDBI Bank is situated at A P KOULAGE TAL TASGAON DIST SANGLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0SDC220 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGLI DCC BANK LTD SANGLI KAULAGE branch came to be assigned the code IBKL0SDC220.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SDC220, money simply cannot be routed to the SANGLI DCC BANK LTD SANGLI KAULAGE branch electronically.
How to transfer money using IFSC IBKL0SDC220
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC220 across all three.
NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI KAULAGE using IFSC IBKL0SDC220
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC220, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI KAULAGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0SDC220
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI KAULAGE, ensure your bank's portal accepts IFSC IBKL0SDC220 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank SANGLI DCC BANK LTD SANGLI KAULAGE (IFSC IBKL0SDC220)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0SDC220 in your mobile or internet banking app, and the money is credited to the SANGLI DCC BANK LTD SANGLI KAULAGE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0SDC220 for IDBI Bank – SANGLI DCC BANK LTD SANGLI KAULAGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0SDC220 | Yes – IBKL0SDC220 | Yes – IBKL0SDC220 |
For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Kaulage branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0SDC220
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SANGLI DCC BANK LTD SANGLI KAULAGE is still mapped to IFSC IBKL0SDC220. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0SDC220 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sangli Dcc Bank Ltd Sangli Kaulage branch
Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI KAULAGE, the IFSC IBKL0SDC220 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sangli Dcc Bank Ltd Sangli Kaulage branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0SDC220
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0SDC220 and the account number together uniquely identify the Sangli Dcc Bank Ltd Sangli Kaulage branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0SDC220
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI KAULAGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC220 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI KAULAGE:
- The IFSC is exactly IBKL0SDC220 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and SANGLI DCC BANK LTD SANGLI KAULAGE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sangli Dcc Bank Ltd Sangli Kaulage branch sits at A P KOULAGE TAL TASGAON DIST SANGLI. If you are travelling from outside Savalaj, search for the branch on a maps application using the bank name and locality, or call 2346-257220 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0SDC220 and your account number.
Verifying IFSC IBKL0SDC220 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC220 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2346-257220.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sangli Dcc Bank Ltd Sangli Kaulage are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC220 continue to work without interruption.
Branch address & contact
IDBI BankSangli Dcc Bank Ltd Sangli Kaulage Branch
A P KOULAGE TAL TASGAON DIST SANGLI
Savalaj, Maharashtra
Phone: 2346-257220
IFSC: IBKL0SDC220
Frequently asked questions
Where is IDBI Bank Sangli Dcc Bank Ltd Sangli Kaulage branch located?
IDBI Bank's Sangli Dcc Bank Ltd Sangli Kaulage branch is located at A P KOULAGE TAL TASGAON DIST SANGLI, Savalaj, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangli Dcc Bank Ltd Sangli Kaulage branch but serve different purposes.
Does IDBI Bank Sangli Dcc Bank Ltd Sangli Kaulage branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2346-257220 to confirm.
What is the phone number of IDBI Bank Sangli Dcc Bank Ltd Sangli Kaulage branch?
You can reach the branch at 2346-257220 during regular banking hours.
Can I use IFSC IBKL0SDC220 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0SDC220 to send funds instantly.
Is IFSC IBKL0SDC220 valid for NEFT and RTGS?
Yes. IFSC IBKL0SDC220 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Sangli Dcc Bank Ltd Sangli Kaulage as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0SDC220, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0SDC220 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Sangli Dcc Bank Ltd Sangli Kaulage reflect within 30 minutes.
Final notes
To recap: IBKL0SDC220 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI KAULAGE branch, in SAVALAJ, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
