IFSC Code of IDBI Bank, Sasaram Bhabhua Central Cooperative Bank Ltd Branch, Bihar

If you are searching for the IFSC code of IDBI Bank, SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch in SASARAM, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IBKL0782SBC. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch, and detailed step-by-step guides for using the IFSC IBKL0782SBC across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch, the IFSC IBKL0782SBC breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 782SBC identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sasaram Bhabhua Central Cooperative Bank Ltd branch — IFSC IBKL0782SBC — extends the bank's services to customers in and around Sasaram, Bihar.

Branch details at a glance

About the Sasaram Bhabhua Central Cooperative Bank Ltd branch

The Sasaram Bhabhua Central Cooperative Bank Ltd branch of IDBI Bank is situated at HEAD OFFICE SASARAM DISTT ROHTAS PIN 821115. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0782SBC is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD of IDBI Bank — its own 11-character IFSC. The code IBKL0782SBC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0782SBC the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sasaram Bhabhua Central Cooperative Bank Ltd branch

Once you have an account at IDBI Bank – SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD, the IFSC IBKL0782SBC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sasaram Bhabhua Central Cooperative Bank Ltd branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0782SBC

How to transfer money using IFSC IBKL0782SBC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0782SBC across all three.

How to use IFSC IBKL0782SBC for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0782SBC.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0782SBC while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD (IFSC IBKL0782SBC)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0782SBC in your mobile or internet banking app, and the money is credited to the SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sasaram Bhabhua Central Cooperative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0782SBC:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD is still linked to IFSC IBKL0782SBC.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0782SBC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD is still mapped to IFSC IBKL0782SBC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0782SBC and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0782SBC

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0782SBC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sasaram Bhabhua Central Cooperative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0782SBC for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD:

• The IFSC is exactly IBKL0782SBC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sasaram Bhabhua Central Cooperative Bank Ltd branch

The branch is located at HEAD OFFICE SASARAM DISTT ROHTAS PIN 821115, which puts it inside Sasaram, the broader Rohtas district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Sasaram Bhabhua Central Cooperative Bank Ltd branch” — the verified location pin for IFSC IBKL0782SBC should appear at the top of the results.
2. Confirm the branch is open by calling 91-9122989593 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0782SBC and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0782SBC for IDBI Bank – SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sasaram Bhabhua Central Cooperative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0782SBC continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0782SBC belongs to IDBI Bank's SASARAM BHABHUA CENTRAL COOPERATIVE BANK LTD branch, located at HEAD OFFICE SASARAM DISTT ROHTAS PIN 821115 in SASARAM, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.