IFSC Code of IDBI Bank, The Nagpur Dist Central Coop Bank Ltd Kelwad Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD branch in SAONER, MAHARASHTRA. The branch's IFSC code IBKL0510N63 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD branch, the IFSC IBKL0510N63 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 510N63 identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Nagpur Dist Central Coop Bank Ltd Kelwad branch — IFSC IBKL0510N63 — extends the bank's services to customers in and around Saoner, Maharashtra.

About this branch

The branch is located at C O BHIMMRAOJI DESHMUKH,KELWAD. It serves the Saoner region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0510N63 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD of IDBI Bank — its own 11-character IFSC. The code IBKL0510N63 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0510N63 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0510N63 and the account number together uniquely identify the The Nagpur Dist Central Coop Bank Ltd Kelwad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0510N63

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0510N63 across all three.

NEFT to IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD using IFSC IBKL0510N63

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0510N63, and confirm that the system picks up IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0510N63 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD (IFSC IBKL0510N63)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0510N63 in your mobile or internet banking app, and the money is credited to the THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Nagpur Dist Central Coop Bank Ltd Kelwad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0510N63:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD is still linked to IFSC IBKL0510N63.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD branch, the IFSC IBKL0510N63 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Nagpur Dist Central Coop Bank Ltd Kelwad branch is mapped to IFSC IBKL0510N63 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0510N63.

Banking services available

The The Nagpur Dist Central Coop Bank Ltd Kelwad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7113237073.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0510N63

Online banking and IFSC IBKL0510N63

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0510N63 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Nagpur Dist Central Coop Bank Ltd Kelwad branch

The branch is located at C O BHIMMRAOJI DESHMUKH,KELWAD, which puts it inside Saoner, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Nagpur Dist Central Coop Bank Ltd Kelwad branch” — the verified location pin for IFSC IBKL0510N63 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7113237073 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0510N63 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD:

• The IFSC is exactly IBKL0510N63 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Nagpur Dist Central Coop Bank Ltd Kelwad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0510N63 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0510N63 for IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0510N63 belongs to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD KELWAD branch, located at C O BHIMMRAOJI DESHMUKH,KELWAD in SAONER, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.