IFSC Code of IDBI Bank, Sangola Urban Co Operative Bank Ltd Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's SANGOLA URBAN CO OPERATIVE BANK LTD branch in SANGOLA, MAHARASHTRA. The branch's IFSC code IBKL0469SUB is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0469SUB is the IFSC of IDBI Bank's SANGOLA URBAN CO OPERATIVE BANK LTD branch. The format is fixed: IBKL = bank code, 0 = reserved, 469SUB = branch identifier.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Sangola Urban Co Operative Bank Ltd branch in Sangola. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0469SUB.

About the Sangola Urban Co Operative Bank Ltd branch

The Sangola Urban Co Operative Bank Ltd branch of IDBI Bank is situated at 1609,SHRI SIDDHANATH HOSPITAL BUILDING,NEAR S T STAND,SANGOLA,DISTRICT SOLAPUR MH 413307. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0469SUB is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANGOLA URBAN CO OPERATIVE BANK LTD branch came to be assigned the code IBKL0469SUB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0469SUB, money simply cannot be routed to the SANGOLA URBAN CO OPERATIVE BANK LTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sangola Urban Co Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0469SUB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0469SUB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0469SUB across all three.

NEFT to IDBI Bank, SANGOLA URBAN CO OPERATIVE BANK LTD using IFSC IBKL0469SUB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0469SUB, and confirm that the system picks up IDBI Bank – SANGOLA URBAN CO OPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0469SUB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGOLA URBAN CO OPERATIVE BANK LTD, ensure your bank's portal accepts IFSC IBKL0469SUB while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank SANGOLA URBAN CO OPERATIVE BANK LTD (IFSC IBKL0469SUB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0469SUB in your mobile or internet banking app, and the money is credited to the SANGOLA URBAN CO OPERATIVE BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0469SUB for IDBI Bank – SANGOLA URBAN CO OPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sangola Urban Co Operative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SANGOLA URBAN CO OPERATIVE BANK LTD branch, the IFSC IBKL0469SUB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sangola Urban Co Operative Bank Ltd branch

Once you have an account at IDBI Bank – SANGOLA URBAN CO OPERATIVE BANK LTD, the IFSC IBKL0469SUB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sangola Urban Co Operative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2187-220670.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0469SUB

Digital banking channels

Most day-to-day work that customers used to do at the Sangola Urban Co Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0469SUB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Sangola Urban Co Operative Bank Ltd branch sits at 1609,SHRI SIDDHANATH HOSPITAL BUILDING,NEAR S T STAND,SANGOLA,DISTRICT SOLAPUR MH 413307. If you are travelling from outside Sangola, search for the branch on a maps application using the bank name and locality, or call 2187-220670 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0469SUB and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGOLA URBAN CO OPERATIVE BANK LTD:

• The IFSC is exactly IBKL0469SUB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SANGOLA URBAN CO OPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sangola Urban Co Operative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0469SUB continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0469SUB for IDBI Bank – SANGOLA URBAN CO OPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0469SUB belongs to IDBI Bank's SANGOLA URBAN CO OPERATIVE BANK LTD branch, located at 1609,SHRI SIDDHANATH HOSPITAL BUILDING,NEAR S T STAND,SANGOLA,DISTRICT SOLAPUR… in SANGOLA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.