This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, SANDUR branch in SANDUR. The 11-digit IFSC IBKL0000776 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the SANDUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's SANDUR branch, the IFSC IBKL0000776 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 000776 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sandur branch — IFSC IBKL0000776 — extends the bank's services to customers in and around Sandur, Karnataka.
About this branch
The branch is located at BELLARY KUDLIGI MAIN ROAD, WARD II, DOOR NO 142, SANDUR, BELLARY, KARNATAKA - 583119. It serves the Sandur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0000776 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Sandur |
| IFSC Code | IBKL0000776 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BELLARY KUDLIGI MAIN ROAD, WARD II, DOOR NO 142, SANDUR, BELLARY, KARNATAKA - 583119 |
| City | Sandur |
| District | Bellary |
| State | Karnataka |
| STD Code | 91 |
| Phone | 8088320133 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SANDUR branch came to be assigned the code IBKL0000776.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000776, money simply cannot be routed to the SANDUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Sandur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000776 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0000776
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000776 across all three.
NEFT to IDBI Bank, SANDUR using IFSC IBKL0000776
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000776, and confirm that the system picks up IDBI Bank – SANDUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000776
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANDUR, ensure your bank's portal accepts IFSC IBKL0000776 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank SANDUR (IFSC IBKL0000776)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000776 in your mobile or internet banking app, and the money is credited to the SANDUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000776 for IDBI Bank – SANDUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000776 | Yes – IBKL0000776 | Yes – IBKL0000776 |
For most retail customers crediting the Sandur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SANDUR branch, the IFSC IBKL0000776 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sandur branch is mapped to IFSC IBKL0000776 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000776.
Products and services
Customers walking into the Sandur branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000776
Digital banking channels
Most day-to-day work that customers used to do at the Sandur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000776 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Sandur branch sits at BELLARY KUDLIGI MAIN ROAD, WARD II, DOOR NO 142, SANDUR, BELLARY, KARNATAKA - 583119. If you are travelling from outside Sandur, search for the branch on a maps application using the bank name and locality, or call 91-8088320133 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000776 and your account number.
Common mistakes to avoid when using IFSC IBKL0000776
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SANDUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000776. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sandur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000776, however, work 24x7.
Verifying IFSC IBKL0000776 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000776 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8088320133.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankSandur Branch
BELLARY KUDLIGI MAIN ROAD, WARD II, DOOR NO 142, SANDUR, BELLARY, KARNATAKA - 583119
Sandur, Karnataka
Phone: 91-8088320133
IFSC: IBKL0000776
Frequently asked questions
How do I add IDBI Bank Sandur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000776, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0000776 the same for all accounts at Sandur branch?
Yes. The IFSC IBKL0000776 is shared by every account held at IDBI Bank's Sandur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0000776 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Sandur reflect within 30 minutes.
Can I use IFSC IBKL0000776 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000776 to send funds instantly.
Is IFSC IBKL0000776 valid for NEFT and RTGS?
Yes. IFSC IBKL0000776 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sandur branch but serve different purposes.
Summary
The IFSC code IBKL0000776 belongs to IDBI Bank's SANDUR branch, located at BELLARY KUDLIGI MAIN ROAD, WARD II, DOOR NO 142, SANDUR, BELLARY, KARNATAKA -… in SANDUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
