If you are searching for the IFSC code of IDBI Bank, CHANDULI,RAXAUL branch in RAXAUL, BIHAR, this page has every detail you need. The verified IFSC code for this branch is IBKL0002125. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANDULI,RAXAUL branch, and detailed step-by-step guides for using the IFSC IBKL0002125 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's CHANDULI,RAXAUL branch, the IFSC IBKL0002125 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 002125 identifies this particular branch.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Chanduli,Raxaul branch in Raxaul. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002125.
About the Chanduli,Raxaul branch
The Chanduli,Raxaul branch of IDBI Bank is situated at MAIN ROAD,KOIRIYA TOLA,RAXAUL,BIHAR 845305. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002125 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Chanduli,Raxaul |
| IFSC Code | IBKL0002125 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD,KOIRIYA TOLA,RAXAUL,BIHAR 845305 |
| City | Raxaul |
| District | Purbi Champaran |
| State | Bihar |
| STD Code | 91 |
| Phone | 9304839496 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's CHANDULI,RAXAUL branch came to be assigned the code IBKL0002125.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002125, money simply cannot be routed to the CHANDULI,RAXAUL branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chanduli,Raxaul branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002125 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0002125
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002125 across all three.
How to use IFSC IBKL0002125 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's CHANDULI,RAXAUL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0002125.
- Confirm the bank name auto-populates as IDBI Bank and the branch as CHANDULI,RAXAUL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHANDULI,RAXAUL
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's CHANDULI,RAXAUL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002125 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – CHANDULI,RAXAUL, use IMPS. With IFSC IBKL0002125 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002125 for IDBI Bank – CHANDULI,RAXAUL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002125 | Yes – IBKL0002125 | Yes – IBKL0002125 |
For most retail customers crediting the Chanduli,Raxaul branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's CHANDULI,RAXAUL branch, the IFSC IBKL0002125 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chanduli,Raxaul branch is mapped to IFSC IBKL0002125 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002125.
Banking services available
The Chanduli,Raxaul branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9304839496.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002125
Digital banking channels
Most day-to-day work that customers used to do at the Chanduli,Raxaul branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002125 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chanduli,Raxaul branch sits at MAIN ROAD,KOIRIYA TOLA,RAXAUL,BIHAR 845305. If you are travelling from outside Raxaul, search for the branch on a maps application using the bank name and locality, or call 91-9304839496 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002125 and your account number.
Common mistakes to avoid when using IFSC IBKL0002125
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – CHANDULI,RAXAUL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0002125. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chanduli,Raxaul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002125, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0002125 for IDBI Bank – CHANDULI,RAXAUL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDBI BankChanduli,Raxaul Branch
MAIN ROAD,KOIRIYA TOLA,RAXAUL,BIHAR 845305
Raxaul, Bihar
Phone: 91-9304839496
IFSC: IBKL0002125
Frequently asked questions
What is the phone number of IDBI Bank Chanduli,Raxaul branch?
You can reach the branch at 91-9304839496 during regular banking hours.
Does IDBI Bank Chanduli,Raxaul branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9304839496 to confirm.
Where is IDBI Bank Chanduli,Raxaul branch located?
IDBI Bank's Chanduli,Raxaul branch is located at MAIN ROAD,KOIRIYA TOLA,RAXAUL,BIHAR 845305, Raxaul, Bihar.
What is the IFSC code of IDBI Bank Chanduli,Raxaul branch?
The IFSC code of IDBI Bank, Chanduli,Raxaul branch is IBKL0002125. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IBKL0002125 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0002125 to send funds instantly.
Is IFSC IBKL0002125 the same for all accounts at Chanduli,Raxaul branch?
Yes. The IFSC IBKL0002125 is shared by every account held at IDBI Bank's Chanduli,Raxaul branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chanduli,Raxaul branch but serve different purposes.
How do I add IDBI Bank Chanduli,Raxaul as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002125, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IBKL0002125 belongs to IDBI Bank's CHANDULI,RAXAUL branch, located at MAIN ROAD,KOIRIYA TOLA,RAXAUL,BIHAR 845305 in RAXAUL, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
