IFSC Code of IDBI Bank, Raniganj Branch Paschim Bardhamman Raniganj Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ branch in RANIGANJ. The 11-digit IFSC IBKL0002430 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ is IBKL0002430. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002430 map to this branch in RANIGANJ, WEST BENGAL.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Raniganj Branch Paschim Bardhamman Raniganj branch in Raniganj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002430.

About this branch

The branch is located at P N MALIA ROAD OPPOSITE DAMODAR RESIDENCY DALPATTI MORE PASCHIM BARDHAMAN RANIGANJ. It serves the Raniganj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002430 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ of IDBI Bank — its own 11-character IFSC. The code IBKL0002430 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0002430 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002430 and the account number together uniquely identify the Raniganj Branch Paschim Bardhamman Raniganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0002430

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002430 across all three.

NEFT to IDBI Bank, RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ using IFSC IBKL0002430

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002430, and confirm that the system picks up IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0002430

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ, ensure your bank's portal accepts IFSC IBKL0002430 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ, use IMPS. With IFSC IBKL0002430 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0002430 for IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Raniganj Branch Paschim Bardhamman Raniganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ branch, the IFSC IBKL0002430 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Raniganj Branch Paschim Bardhamman Raniganj branch

Once you have an account at IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ, the IFSC IBKL0002430 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Raniganj Branch Paschim Bardhamman Raniganj branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0002430

Digital banking channels

Most day-to-day work that customers used to do at the Raniganj Branch Paschim Bardhamman Raniganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002430 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Raniganj Branch Paschim Bardhamman Raniganj branch

The branch is located at P N MALIA ROAD OPPOSITE DAMODAR RESIDENCY DALPATTI MORE PASCHIM BARDHAMAN RANIGANJ, which puts it inside Raniganj, the broader Raniganj district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Raniganj Branch Paschim Bardhamman Raniganj branch” — the verified location pin for IFSC IBKL0002430 should appear at the top of the results.
2. Confirm the branch is open by calling 341-9835327566 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0002430 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ:

• The IFSC is exactly IBKL0002430 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Raniganj Branch Paschim Bardhamman Raniganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002430 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0002430 for IDBI Bank – RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0002430 is the IFSC code of IDBI Bank, RANIGANJ BRANCH PASCHIM BARDHAMMAN RANIGANJ branch, in RANIGANJ, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.