Below are the complete branch details for IDBI Bank, PANDRA branch, located in RANCHI, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0002493. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0002493 for IDBI Bank – PANDRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0002493 is the IFSC of IDBI Bank's PANDRA branch. The format is fixed: IBKL = bank code, 0 = reserved, 002493 = branch identifier.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pandra branch in Ranchi, Jharkhand is part of this network and uses the IFSC code IBKL0002493 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Pandra |
| IFSC Code | IBKL0002493 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD,GROUND FLOOR,VILLAGE - PANDRA,THANA - PANDRA ( O.P),THANA NO.149,PLOT NO.230,SUB PLOT - 230/PART,PANDRA ROAD,RANCHI - 834005 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at IDBI BANK LTD,GROUND FLOOR,VILLAGE - PANDRA,THANA - PANDRA ( O.P),THANA NO.149,PLOT NO.230,SUB PLOT - 230/PART,PANDRA ROAD,RANCHI - 834005. It serves the Ranchi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002493 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANDRA of IDBI Bank — its own 11-character IFSC. The code IBKL0002493 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0002493 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Pandra branch is mapped to IFSC IBKL0002493 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002493.
Banking services available
The Pandra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002493
How to transfer money using IFSC IBKL0002493
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002493 across all three.
NEFT to IDBI Bank, PANDRA using IFSC IBKL0002493
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002493, and confirm that the system picks up IDBI Bank – PANDRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PANDRA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's PANDRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002493 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – PANDRA, use IMPS. With IFSC IBKL0002493 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pandra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0002493:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANDRA is still linked to IFSC IBKL0002493.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0002493
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – PANDRA is still mapped to IFSC IBKL0002493. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002493 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Pandra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002493 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002493 and the account number together uniquely identify the Pandra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – PANDRA:
- The IFSC is exactly IBKL0002493 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and PANDRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pandra branch sits at IDBI BANK LTD,GROUND FLOOR,VILLAGE - PANDRA,THANA - PANDRA ( O.P),THANA NO.149,PLOT NO.230,SUB PLOT - 230/PART,PANDRA ROAD,RANCHI - 834005. If you are travelling from outside Ranchi, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002493 and your account number.
Verifying IFSC IBKL0002493 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002493 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pandra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002493, however, work 24x7.
Branch address & contact
IDBI BankPandra Branch
IDBI BANK LTD,GROUND FLOOR,VILLAGE - PANDRA,THANA - PANDRA ( O.P),THANA NO.149,PLOT NO.230,SUB PLOT - 230/PART,PANDRA ROAD,RANCHI - 834005
Ranchi, Jharkhand
Phone: 0
IFSC: IBKL0002493
Frequently asked questions
How quickly will an NEFT transfer using IBKL0002493 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Pandra reflect within 30 minutes.
Can I use IFSC IBKL0002493 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0002493 to send funds instantly.
Is IFSC IBKL0002493 the same for all accounts at Pandra branch?
Yes. The IFSC IBKL0002493 is shared by every account held at IDBI Bank's Pandra branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pandra branch but serve different purposes.
How do I add IDBI Bank Pandra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002493, and complete OTP verification. Once activated, you can transfer funds at any time.
Does IDBI Bank Pandra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Is IFSC IBKL0002493 valid for NEFT and RTGS?
Yes. IFSC IBKL0002493 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IBKL0002493 belongs to IDBI Bank's PANDRA branch, located at IDBI BANK LTD,GROUND FLOOR,VILLAGE - PANDRA,THANA - PANDRA ( O.P),THANA… in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
