Use this page as a one-stop reference for everything related to IDBI Bank's JHARKHAND STATE CO OP BANK SILLI SLI branch in RANCHI, JHARKHAND. The branch's IFSC code IBKL063JS70 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – JHARKHAND STATE CO OP BANK SILLI SLI is IBKL063JS70. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 63JS70 map to this branch in RANCHI, JHARKHAND.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jharkhand State Co Op Bank Silli Sli branch in Ranchi, Jharkhand is part of this network and uses the IFSC code IBKL063JS70 for all electronic settlement.
Jharkhand State Co Op Bank Silli Sli branch overview
Located at MAIN ROAD,SILLI 835102, the Jharkhand State Co Op Bank Silli Sli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL063JS70 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Jharkhand State Co Op Bank Silli Sli |
| IFSC Code | IBKL063JS70 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD,SILLI 835102 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 8544396821 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's JHARKHAND STATE CO OP BANK SILLI SLI branch came to be assigned the code IBKL063JS70.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL063JS70, money simply cannot be routed to the JHARKHAND STATE CO OP BANK SILLI SLI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jharkhand State Co Op Bank Silli Sli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL063JS70 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL063JS70
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL063JS70 across all three.
NEFT to IDBI Bank, JHARKHAND STATE CO OP BANK SILLI SLI using IFSC IBKL063JS70
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL063JS70, and confirm that the system picks up IDBI Bank – JHARKHAND STATE CO OP BANK SILLI SLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL063JS70
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JHARKHAND STATE CO OP BANK SILLI SLI, ensure your bank's portal accepts IFSC IBKL063JS70 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank JHARKHAND STATE CO OP BANK SILLI SLI (IFSC IBKL063JS70)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL063JS70 in your mobile or internet banking app, and the money is credited to the JHARKHAND STATE CO OP BANK SILLI SLI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jharkhand State Co Op Bank Silli Sli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL063JS70:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHARKHAND STATE CO OP BANK SILLI SLI is still linked to IFSC IBKL063JS70.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JHARKHAND STATE CO OP BANK SILLI SLI branch, the IFSC IBKL063JS70 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jharkhand State Co Op Bank Silli Sli branch
Once you have an account at IDBI Bank – JHARKHAND STATE CO OP BANK SILLI SLI, the IFSC IBKL063JS70 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jharkhand State Co Op Bank Silli Sli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8544396821.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL063JS70
Digital banking channels
Most day-to-day work that customers used to do at the Jharkhand State Co Op Bank Silli Sli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL063JS70 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Jharkhand State Co Op Bank Silli Sli branch sits at MAIN ROAD,SILLI 835102. If you are travelling from outside Ranchi, search for the branch on a maps application using the bank name and locality, or call 91-8544396821 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL063JS70 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JHARKHAND STATE CO OP BANK SILLI SLI:
- The IFSC is exactly IBKL063JS70 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and JHARKHAND STATE CO OP BANK SILLI SLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jharkhand State Co Op Bank Silli Sli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL063JS70, however, work 24x7.
Verifying IFSC IBKL063JS70 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL063JS70 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8544396821.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankJharkhand State Co Op Bank Silli Sli Branch
MAIN ROAD,SILLI 835102
Ranchi, Jharkhand
Phone: 91-8544396821
IFSC: IBKL063JS70
Frequently asked questions
How quickly will an NEFT transfer using IBKL063JS70 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Jharkhand State Co Op Bank Silli Sli reflect within 30 minutes.
What is the phone number of IDBI Bank Jharkhand State Co Op Bank Silli Sli branch?
You can reach the branch at 91-8544396821 during regular banking hours.
Is IFSC IBKL063JS70 the same for all accounts at Jharkhand State Co Op Bank Silli Sli branch?
Yes. The IFSC IBKL063JS70 is shared by every account held at IDBI Bank's Jharkhand State Co Op Bank Silli Sli branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jharkhand State Co Op Bank Silli Sli branch but serve different purposes.
How do I add IDBI Bank Jharkhand State Co Op Bank Silli Sli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL063JS70, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL063JS70 valid for NEFT and RTGS?
Yes. IFSC IBKL063JS70 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Jharkhand State Co Op Bank Silli Sli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8544396821 to confirm.
What is the IFSC code of IDBI Bank Jharkhand State Co Op Bank Silli Sli branch?
The IFSC code of IDBI Bank, Jharkhand State Co Op Bank Silli Sli branch is IBKL063JS70. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IBKL063JS70 belongs to IDBI Bank's JHARKHAND STATE CO OP BANK SILLI SLI branch, located at MAIN ROAD,SILLI 835102 in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
