Use this page as a one-stop reference for everything related to IDBI Bank's JHARKHAND STATE CO OP BANK BERO BEO branch in RANCHI, JHARKHAND. The branch's IFSC code IBKL063JS69 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's JHARKHAND STATE CO OP BANK BERO BEO branch, the IFSC IBKL063JS69 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 63JS69 identifies this particular branch.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Jharkhand State Co Op Bank Bero Beo branch in Ranchi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL063JS69.
Jharkhand State Co Op Bank Bero Beo branch overview
Located at ZILA PARISHAD BHAWAN,BERO 835202, the Jharkhand State Co Op Bank Bero Beo branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL063JS69 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Jharkhand State Co Op Bank Bero Beo |
| IFSC Code | IBKL063JS69 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ZILA PARISHAD BHAWAN,BERO 835202 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9431327948 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JHARKHAND STATE CO OP BANK BERO BEO of IDBI Bank — its own 11-character IFSC. The code IBKL063JS69 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL063JS69 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jharkhand State Co Op Bank Bero Beo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL063JS69 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL063JS69
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL063JS69 across all three.
How to use IFSC IBKL063JS69 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's JHARKHAND STATE CO OP BANK BERO BEO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL063JS69.
- Confirm the bank name auto-populates as IDBI Bank and the branch as JHARKHAND STATE CO OP BANK BERO BEO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL063JS69
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JHARKHAND STATE CO OP BANK BERO BEO, ensure your bank's portal accepts IFSC IBKL063JS69 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank JHARKHAND STATE CO OP BANK BERO BEO (IFSC IBKL063JS69)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL063JS69 in your mobile or internet banking app, and the money is credited to the JHARKHAND STATE CO OP BANK BERO BEO branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jharkhand State Co Op Bank Bero Beo
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL063JS69:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHARKHAND STATE CO OP BANK BERO BEO is still linked to IFSC IBKL063JS69.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JHARKHAND STATE CO OP BANK BERO BEO branch, the IFSC IBKL063JS69 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jharkhand State Co Op Bank Bero Beo branch is mapped to IFSC IBKL063JS69 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL063JS69.
Banking services available
The Jharkhand State Co Op Bank Bero Beo branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9431327948.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL063JS69
Online banking and IFSC IBKL063JS69
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JHARKHAND STATE CO OP BANK BERO BEO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL063JS69 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Jharkhand State Co Op Bank Bero Beo branch sits at ZILA PARISHAD BHAWAN,BERO 835202. If you are travelling from outside Ranchi, search for the branch on a maps application using the bank name and locality, or call 91-9431327948 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL063JS69 and your account number.
Common mistakes to avoid when using IFSC IBKL063JS69
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – JHARKHAND STATE CO OP BANK BERO BEO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL063JS69. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Jharkhand State Co Op Bank Bero Beo are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL063JS69 continue to work without interruption.
Verifying IFSC IBKL063JS69 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL063JS69 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9431327948.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankJharkhand State Co Op Bank Bero Beo Branch
ZILA PARISHAD BHAWAN,BERO 835202
Ranchi, Jharkhand
Phone: 91-9431327948
IFSC: IBKL063JS69
Frequently asked questions
How do I add IDBI Bank Jharkhand State Co Op Bank Bero Beo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL063JS69, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IBKL063JS69 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL063JS69 to send funds instantly.
Is IFSC IBKL063JS69 valid for NEFT and RTGS?
Yes. IFSC IBKL063JS69 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IBKL063JS69 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Jharkhand State Co Op Bank Bero Beo reflect within 30 minutes.
What is the phone number of IDBI Bank Jharkhand State Co Op Bank Bero Beo branch?
You can reach the branch at 91-9431327948 during regular banking hours.
Where is IDBI Bank Jharkhand State Co Op Bank Bero Beo branch located?
IDBI Bank's Jharkhand State Co Op Bank Bero Beo branch is located at ZILA PARISHAD BHAWAN,BERO 835202, Ranchi, Jharkhand.
Does IDBI Bank Jharkhand State Co Op Bank Bero Beo branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9431327948 to confirm.
What is the IFSC code of IDBI Bank Jharkhand State Co Op Bank Bero Beo branch?
The IFSC code of IDBI Bank, Jharkhand State Co Op Bank Bero Beo branch is IBKL063JS69. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IBKL063JS69 belongs to IDBI Bank's JHARKHAND STATE CO OP BANK BERO BEO branch, located at ZILA PARISHAD BHAWAN,BERO 835202 in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
