This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, BARGAWAN branch in RANCHI. The 11-digit IFSC IBKL0001780 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the BARGAWAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's BARGAWAN branch, the IFSC IBKL0001780 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001780 identifies this particular branch.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Bargawan branch in Ranchi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001780.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Bargawan |
| IFSC Code | IBKL0001780 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BARGAWAN,JHARKHAND,NEAR GRAMIN BANK,BARGAWAN,NAMKUM RANCHI,PIN - 834010 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9031072840 |
About this branch
The branch is located at BARGAWAN,JHARKHAND,NEAR GRAMIN BANK,BARGAWAN,NAMKUM RANCHI,PIN - 834010. It serves the Ranchi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001780 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARGAWAN of IDBI Bank — its own 11-character IFSC. The code IBKL0001780 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001780 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bargawan branch is mapped to IFSC IBKL0001780 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001780.
Banking services available
The Bargawan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9031072840.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001780
How to transfer money using IFSC IBKL0001780
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001780 across all three.
NEFT to IDBI Bank, BARGAWAN using IFSC IBKL0001780
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001780, and confirm that the system picks up IDBI Bank – BARGAWAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001780
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – BARGAWAN, ensure your bank's portal accepts IFSC IBKL0001780 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – BARGAWAN, use IMPS. With IFSC IBKL0001780 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001780 for IDBI Bank – BARGAWAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001780 | Yes – IBKL0001780 | Yes – IBKL0001780 |
For most retail customers crediting the Bargawan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's BARGAWAN branch, the IFSC IBKL0001780 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bargawan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001780 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001780 and the account number together uniquely identify the Bargawan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IBKL0001780
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – BARGAWAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001780. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bargawan branch
The branch is located at BARGAWAN,JHARKHAND,NEAR GRAMIN BANK,BARGAWAN,NAMKUM RANCHI,PIN - 834010, which puts it inside Ranchi, the broader Ranchi district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Bargawan branch” — the verified location pin for IFSC IBKL0001780 should appear at the top of the results.
- Confirm the branch is open by calling 91-9031072840 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001780 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001780 for IDBI Bank – BARGAWAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bargawan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001780 continue to work without interruption.
Branch address & contact
IDBI BankBargawan Branch
BARGAWAN,JHARKHAND,NEAR GRAMIN BANK,BARGAWAN,NAMKUM RANCHI,PIN - 834010
Ranchi, Jharkhand
Phone: 91-9031072840
IFSC: IBKL0001780
Frequently asked questions
Can I use IFSC IBKL0001780 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001780 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bargawan branch but serve different purposes.
Where is IDBI Bank Bargawan branch located?
IDBI Bank's Bargawan branch is located at BARGAWAN,JHARKHAND,NEAR GRAMIN BANK,BARGAWAN,NAMKUM RANCHI,PIN - 834010, Ranchi, Jharkhand.
How quickly will an NEFT transfer using IBKL0001780 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Bargawan reflect within 30 minutes.
What is the phone number of IDBI Bank Bargawan branch?
You can reach the branch at 91-9031072840 during regular banking hours.
Is IFSC IBKL0001780 valid for NEFT and RTGS?
Yes. IFSC IBKL0001780 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add IDBI Bank Bargawan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001780, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001780 the same for all accounts at Bargawan branch?
Yes. The IFSC IBKL0001780 is shared by every account held at IDBI Bank's Bargawan branch. Only the account number changes from customer to customer.
Summary
The IFSC code IBKL0001780 belongs to IDBI Bank's BARGAWAN branch, located at BARGAWAN,JHARKHAND,NEAR GRAMIN BANK,BARGAWAN,NAMKUM RANCHI,PIN - 834010 in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
