IFSC Code of IDBI Bank, The Nagpur Dist Central Coop Bank Ltd Ramtek Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch in RAMTEK, MAHARASHTRA. The branch's IFSC code IBKL0510N34 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0510N34 is the IFSC of IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch. The format is fixed: IBKL = bank code, 0 = reserved, 510N34 = branch identifier.

Branch details at a glance

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the The Nagpur Dist Central Coop Bank Ltd Ramtek branch in Ramtek. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0510N34.

About the The Nagpur Dist Central Coop Bank Ltd Ramtek branch

The The Nagpur Dist Central Coop Bank Ltd Ramtek branch of IDBI Bank is situated at GANDHI CHOWK,RAMTEK. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0510N34 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch came to be assigned the code IBKL0510N34.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0510N34, money simply cannot be routed to the THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch electronically.

How to transfer money using IFSC IBKL0510N34

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0510N34 across all three.

How to use IFSC IBKL0510N34 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0510N34.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0510N34 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK, use IMPS. With IFSC IBKL0510N34 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0510N34 for IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Nagpur Dist Central Coop Bank Ltd Ramtek branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch, the IFSC IBKL0510N34 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Nagpur Dist Central Coop Bank Ltd Ramtek branch is mapped to IFSC IBKL0510N34 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0510N34.

Banking services available

The The Nagpur Dist Central Coop Bank Ltd Ramtek branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7114255127.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0510N34

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0510N34 and the account number together uniquely identify the The Nagpur Dist Central Coop Bank Ltd Ramtek branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC IBKL0510N34

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0510N34 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK:

• The IFSC is exactly IBKL0510N34 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Nagpur Dist Central Coop Bank Ltd Ramtek branch sits at GANDHI CHOWK,RAMTEK. If you are travelling from outside Ramtek, search for the branch on a maps application using the bank name and locality, or call 91-7114255127 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0510N34 and your account number.

Verifying IFSC IBKL0510N34 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0510N34 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7114255127.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Nagpur Dist Central Coop Bank Ltd Ramtek branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0510N34, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0510N34 is the IFSC code of IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD RAMTEK branch, in RAMTEK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.