Below are the complete branch details for IDBI Bank, RAMGARH branch, located in RAMGARH, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0000772. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0000772 for IDBI Bank – RAMGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – RAMGARH is IBKL0000772. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000772 map to this branch in RAMGARH, HARYANA.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Ramgarh |
| IFSC Code | IBKL0000772 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD TBRL ROAD, VPO RAMGARH, DIST. PANCHKULA, HARYANA 134111 |
| City | Ramgarh |
| District | Panchkula |
| State | Haryana |
| STD Code | 91 |
| Phone | 8968535025 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Ramgarh branch in Ramgarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000772.
About this branch
The branch is located at OLD TBRL ROAD, VPO RAMGARH, DIST. PANCHKULA, HARYANA 134111. It serves the Ramgarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0000772 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMGARH of IDBI Bank — its own 11-character IFSC. The code IBKL0000772 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000772 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0000772
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000772 across all three.
How to use IFSC IBKL0000772 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's RAMGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000772.
- Confirm the bank name auto-populates as IDBI Bank and the branch as RAMGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RAMGARH
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's RAMGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000772 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank RAMGARH (IFSC IBKL0000772)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000772 in your mobile or internet banking app, and the money is credited to the RAMGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000772 for IDBI Bank – RAMGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000772 | Yes – IBKL0000772 | Yes – IBKL0000772 |
For most retail customers crediting the Ramgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's RAMGARH branch, the IFSC IBKL0000772 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ramgarh branch is mapped to IFSC IBKL0000772 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000772.
Banking services available
The Ramgarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8968535025.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000772
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000772 and the account number together uniquely identify the Ramgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0000772
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the RAMGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000772 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – RAMGARH:
- The IFSC is exactly IBKL0000772 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and RAMGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ramgarh branch sits at OLD TBRL ROAD, VPO RAMGARH, DIST. PANCHKULA, HARYANA 134111. If you are travelling from outside Ramgarh, search for the branch on a maps application using the bank name and locality, or call 91-8968535025 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000772 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000772 for IDBI Bank – RAMGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ramgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000772, however, work 24x7.
Branch address & contact
IDBI BankRamgarh Branch
OLD TBRL ROAD, VPO RAMGARH, DIST. PANCHKULA, HARYANA 134111
Ramgarh, Haryana
Phone: 91-8968535025
IFSC: IBKL0000772
Frequently asked questions
Where is IDBI Bank Ramgarh branch located?
IDBI Bank's Ramgarh branch is located at OLD TBRL ROAD, VPO RAMGARH, DIST. PANCHKULA, HARYANA 134111, Ramgarh, Haryana.
How quickly will an NEFT transfer using IBKL0000772 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Ramgarh reflect within 30 minutes.
Can I use IFSC IBKL0000772 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000772 to send funds instantly.
Does IDBI Bank Ramgarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8968535025 to confirm.
What is the phone number of IDBI Bank Ramgarh branch?
You can reach the branch at 91-8968535025 during regular banking hours.
Is IFSC IBKL0000772 the same for all accounts at Ramgarh branch?
Yes. The IFSC IBKL0000772 is shared by every account held at IDBI Bank's Ramgarh branch. Only the account number changes from customer to customer.
Is IFSC IBKL0000772 valid for NEFT and RTGS?
Yes. IFSC IBKL0000772 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IBKL0000772 is the IFSC code of IDBI Bank, RAMGARH branch, in RAMGARH, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
