This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, RAJKOT branch in RAJKOT. The 11-digit IFSC IBKL0000119 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the RAJKOT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0000119 is the IFSC of IDBI Bank's RAJKOT branch. The format is fixed: IBKL = bank code, 0 = reserved, 000119 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Rajkot branch in Rajkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000119.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Rajkot |
| IFSC Code | IBKL0000119 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHIV DARSHAN COMPLEX NEAR KATHIYAWAD GYMKHANA DR RADHA KRISHNA ROAD RAJKOT 360001 |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9099209090 |
About this branch
The branch is located at SHIV DARSHAN COMPLEX NEAR KATHIYAWAD GYMKHANA DR RADHA KRISHNA ROAD RAJKOT 360001. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0000119 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's RAJKOT branch came to be assigned the code IBKL0000119.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000119, money simply cannot be routed to the RAJKOT branch electronically.
Products and account variants supported
Every account opened at the Rajkot branch is mapped to IFSC IBKL0000119 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000119.
Banking services available
The Rajkot branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9099209090.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000119
How to transfer money using IFSC IBKL0000119
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000119 across all three.
NEFT to IDBI Bank, RAJKOT using IFSC IBKL0000119
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000119, and confirm that the system picks up IDBI Bank – RAJKOT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000119
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – RAJKOT, ensure your bank's portal accepts IFSC IBKL0000119 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank RAJKOT (IFSC IBKL0000119)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000119 in your mobile or internet banking app, and the money is credited to the RAJKOT branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Rajkot
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000119:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJKOT is still linked to IFSC IBKL0000119.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IBKL0000119
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – RAJKOT is still mapped to IFSC IBKL0000119. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000119 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Rajkot branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000119 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Rajkot branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000119 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0000119
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – RAJKOT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000119. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Rajkot branch
The branch is located at SHIV DARSHAN COMPLEX NEAR KATHIYAWAD GYMKHANA DR RADHA KRISHNA ROAD RAJKOT 360001, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Rajkot branch” — the verified location pin for IFSC IBKL0000119 should appear at the top of the results.
- Confirm the branch is open by calling 91-9099209090 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000119 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000119 for IDBI Bank – RAJKOT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Rajkot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000119 continue to work without interruption.
Branch address & contact
IDBI BankRajkot Branch
SHIV DARSHAN COMPLEX NEAR KATHIYAWAD GYMKHANA DR RADHA KRISHNA ROAD RAJKOT 360001
Rajkot, Gujarat
Phone: 91-9099209090
IFSC: IBKL0000119
Frequently asked questions
Where is IDBI Bank Rajkot branch located?
IDBI Bank's Rajkot branch is located at SHIV DARSHAN COMPLEX NEAR KATHIYAWAD GYMKHANA DR RADHA KRISHNA ROAD RAJKOT 360001, Rajkot, Gujarat.
Is IFSC IBKL0000119 the same for all accounts at Rajkot branch?
Yes. The IFSC IBKL0000119 is shared by every account held at IDBI Bank's Rajkot branch. Only the account number changes from customer to customer.
How do I add IDBI Bank Rajkot as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000119, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0000119 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Rajkot reflect within 30 minutes.
Is IFSC IBKL0000119 valid for NEFT and RTGS?
Yes. IFSC IBKL0000119 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajkot branch but serve different purposes.
Can I use IFSC IBKL0000119 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000119 to send funds instantly.
What is the phone number of IDBI Bank Rajkot branch?
You can reach the branch at 91-9099209090 during regular banking hours.
Final notes
To recap: IBKL0000119 is the IFSC code of IDBI Bank, RAJKOT branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
