IFSC Code of IDBI Bank, Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to IDBI Bank's JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH branch in RAJKOT, GUJARAT. The branch's IFSC code IBKL0JIVAN6 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH branch, the IFSC IBKL0JIVAN6 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and JIVAN6 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch in Rajkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0JIVAN6.

Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch overview

Located at 80 FEET ROAD NEAR SORATHIYAWADI CIRCLE RAJKOT, the Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0JIVAN6 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH of IDBI Bank — its own 11-character IFSC. The code IBKL0JIVAN6 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0JIVAN6 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0JIVAN6 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0JIVAN6

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0JIVAN6 across all three.

NEFT to IDBI Bank, JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH using IFSC IBKL0JIVAN6

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0JIVAN6, and confirm that the system picks up IDBI Bank – JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0JIVAN6 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH (IFSC IBKL0JIVAN6)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0JIVAN6 in your mobile or internet banking app, and the money is credited to the JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0JIVAN6:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH is still linked to IFSC IBKL0JIVAN6.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0JIVAN6

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH is still mapped to IFSC IBKL0JIVAN6. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0JIVAN6 and the beneficiary's account number to complete the transfer.

Account types you can open at the Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch

Once you have an account at IDBI Bank – JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH, the IFSC IBKL0JIVAN6 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0JIVAN6

Online banking and IFSC IBKL0JIVAN6

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0JIVAN6 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch

The branch is located at 80 FEET ROAD NEAR SORATHIYAWADI CIRCLE RAJKOT, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch” — the verified location pin for IFSC IBKL0JIVAN6 should appear at the top of the results.
2. Confirm the branch is open by calling 281-2231822 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0JIVAN6 and your account number.

Common mistakes to avoid when using IFSC IBKL0JIVAN6

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0JIVAN6.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jivan Commercial Co Operative Bank Ltd Sorathiyawadi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0JIVAN6, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0JIVAN6 for IDBI Bank – JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0JIVAN6 belongs to IDBI Bank's JIVAN COMMERCIAL CO OPERATIVE BANK LTD SORATHIYAWADI BRANCH branch, located at 80 FEET ROAD NEAR SORATHIYAWADI CIRCLE RAJKOT in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.